John Milbauer, president at Patriot Bank Minnesota, will speak at the next Lakes Area Business Association on Wednesday, August 15 at noon. Milbauer will be speaking about recent changes in the banking system relating to check clearing, deposit/withdrawl processing and Automatic Clearing House transactions. He will also speak about his perspective on the business credit climate. The meeting will be held at the Forest Laker at 131 N. Lake St.

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