Mortgage Foreclosure

NOTICE OF MORTGAGE FORECLOSURE SALE
14-095448
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE:
January 26, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $635,000.00
MORTGAGOR(S): Thomas F. Stanek, and Winifred M. Stanek, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT:
Mortgage Electronic Registration Systems, Inc.
MIN#: 1000157-0007753917-5
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE:
Americas Wholesale Lender
SERVICER:
Residential Credit Solutions, Inc.
DATE AND PLACE OF FILING: Filed February 8, 2007, Washington County Recorder, as Document Number 3629401
ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York mellon FKA The Bank of New York as Trustee for the Certificateholders of CWALT, Inc. Alternative Loan Trust 2007-7T2, Mortgage Pass-Through Certificates, Series 2007-7T2
LEGAL DESCRIPTION OF PROPERTY:
All that part of Government Lot Three (3) of Section Twenty-nine (29), in Township Thirty (30) North, of Range Twenty-one (21) West of the Fourth Meridian, described as follows:
Beginning at a point in the northerly right-of-way line of The Minneapolis & St. Paul Suburban Railway Company, said right-of-way being a one hundred (100) foot strip of land lying parallel with, adjacent to, and immediately northerly of Stillwater Road as same is now laid out, improved and traveled across Government Lot Three (3), said point of beginning being seven hundred twenty-three and three-tenths (723.3) feet southwesterly of the easterly line of Government Lot Three (3) measured along said northerly right-of-way line; thence at an angle to the right with the tangent to the curve of said right-of-way line of ninety-three (93) degrees and forty-four (44) minutes in a straight line northwesterly to the shore line of White Bear Lake; thence northeasterly along said shoreline to its intersection with a line drawn parallel to and one hundred (100) feet distant from the last described straight line, measured at right angles thereto, thence southeasterly along said parallel line to the northerly right-of-way line of said railroad; thence southwesterly along said right-of-way line a distance of one hundred and one-tenth (100.1) feet, more or less, to the point of beginning.
Subject to an easement for service road purposes of a strip of land thirty-three (33) feet in width running across the southerly end of the above property, said strip being parallel to and adjacent to the northerly right-of-way line described above. Said thirty-three (33) foot strip is reserved for road purposes only, for the benefit of adjacent property owners, and not as a public road.
AND
That part of the right-of-way of The Minneapolis and St. Paul Suburban Railroad Company in Government Lot 3, Sec. 29, Tp. 30, Rge 21, except part taken for highway purposes, lying northeasterly of the following described line; Commencing at a point in the northerly line of said right-of-way 723.3 feet westerly of the east line of said Government Lot 3, measured along the aforementioned northerly right-of-way line; thence in a southerly direction at an angle to the left, with the tangent to the curve of said right-of-way, of 86 degrees 16 in a straight line to the southerly line of said right-of-way; and lying southwesterly of a line described as follows: Commencing at a point on the aforementioned northerly right-of-way line 623.2 feet Southwesterly of the east line of said Government Lot 3, measured along said northerly right-of-way line; thence southeasterly in a straight line to the southerly line of said right of way, said straight line being parallel to the first above described straight line, according to the United States Government Survey thereof.
PROPERTY ADDRESS:
87 Wildwood Beach Road,
Mahtomedi, MN 55115
PROPERTY IDENTIFICATION NUMBER: 29.030.21.32.0011
COUNTY IN WHICH PROPERTY IS LOCATED: Washington
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE:
$587,636.19
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE:
June 5, 2014, 10:00 am
PLACE OF SALE: Sheriffs Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 5, 2014, or the next business day if December 5, 2014 falls on a Saturday, Sunday or legal holiday.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGORS PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: March 31, 2014
The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWALT, Inc. Alternative Loan Trust 2007-7T2, Mortgage Pass-Through Certificates, Series 2007-7T2
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
BY /s/
Lawrence P. Zielke – 152559
Diane F. Mach – 273788
Melissa L. B. Porter – 0337778
Randolph W. Dawdy – 2160X
Ronald W. Spencer – 0104061
Stephanie O. Nelson – 0388918
Gary J. Evers – 0134764
Attorneys for Mortgagee
12550 West Frontage Road,
Ste. 200
Burnsville, MN 55337
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR
Published in the
Forest Lake Times
April 10, 17, 24,
May 1, 8, 15, 2014
198636

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