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1010 LG Mortgage Foreclosures

12-083711 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $390,750.00 MORTGAGOR(S): Nkechi K. Ogbodo, and Nwagbara J. Ogbodo, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0008056699-1 LENDER: America's Wholesale Lender SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed May 8, 2007, Washington County Recorder, as Document Number 3642470 ASSIGNMENTS OF MORTGAGE: Assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP; Dated: March 3, 2012 filed: March 13, 2012, recorded as document number 3878970 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Pine Summit 3rd Addition, Common Interest Community No. 150 PROPERTY ADDRESS: 6683 Indigo Court South, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 06.027.21.42.0022 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $380,963.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 6, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 6, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 10, 2012 BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY \s\ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES July 26, August 2, 9, 16, 23, 30, 2012 3079424


1010 LG Mortgage Foreclosures

12-084750 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 6, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,832.00 MORTGAGOR(S): Thomas J. Kortus and Sue Kortus, husband and wife MORTGAGEE: Wells Fargo Bank, NA LENDER: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed December 19, 2006, Washington County Recorder, as Document Number 3621436 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 8, Glenmar PROPERTY ADDRESS: 220 Fernwood Place, Willernie, MN 55090 PROPERTY IDENTIFICATION NUMBER: 29.030.21.42.0067 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $208,568.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 13, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 12, 2012 Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP BY \s\ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES July 26, August 2, 9, 16, 23, 30, 2012 3084066


1010 LG Mortgage Foreclosures

12-084265 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 6, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,500.00 MORTGAGOR(S): Wayne W. Jarvinen and Marjorie L. Jarvinen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100060677002906345 LENDER: Prime Source Funding SERVICER: Nationstar Mortgage DATE AND PLACE OF FILING: Filed November 29, 2007, Washington County Recorder, as Document Number 3671599 ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage, LLC; Dated: August 2, 2011 filed: April 9, 2012, recorded as document number 3882717 LEGAL DESCRIPTION OF PROPERTY: Lot 61, Block 1, Woodview Acres Addition PROPERTY ADDRESS: 1716 Lamplight Dr, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 08.028.21.32.0013 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $271,153.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 13, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 17, 2012 Nationstar Mortgage, LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY \s\ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the FOREST LAKE TIMES July 26, August 2, 9, 16, 23, 30, 2012 3086691


1010 LG Mortgage Foreclosures

PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 MORTGAGOR(S): Shalonda L Whitaker, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fieldstone Mortgage Company TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100052624118153172 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fieldstone Mortgage Company. DATE AND PLACE OF FILING: Washington County Minnesota, Recorder , on November 10, 2005, as Document No. 3550926. ASSIGNED TO: HSBC Bank USA, National Association, as trustee of the Fieldstone Mortgage Investment Trust, Series 2005-2 Dated: June 21, 2012 , and recorded July 5, 2012 by Document No. 3895561 . LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Parkside 1st Addition, Washington County, Minnesota. PROPERTY ADDRESS: 8856 Spring Lane, Woodbury, MN 55125 PROPERTY I.D: 0402821410176 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-Two Thousand Eight Hundred Ten and 18/100 ($132,810.18) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 10, 2012 PLACE OF SALE: Sheriff`s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2013, or the next business day if March 10, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 26, 2012 HSBC Bank USA, National Association, as trustee of the Fieldstone Mortgage Investment Trust, Series 2005-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00604-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4274064 Published in the FOREST LAKE TIMES July 26, August 2, 9, 16, 23, 30, 2012 3086700


1010 LG Mortgage Foreclosures

12-082289 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 3, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,500.00 MORTGAGOR(S): Stephen M. Udvari AKA Steven M. Udvari and Mary Ann Udvari, Husband and Wife MORTGAGEE: Wells Fargo Home Mortgage, Inc. LENDER: Wells Fargo Home Mortgage, Inc. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed December 30, 2003, Washington County Recorder, as Document Number 3413794 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Happy Trails PROPERTY ADDRESS: 5400 Woodlane Drive, Woodbury, MN 55129 PROPERTY IDENTIFICATION NUMBER: 31.028.21.14.0009 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $176,295.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 13, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 17, 2012 Wells Fargo Bank, NA., successor by merger to Wells Fargo Home Mortgage, Inc. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES July 26, August 2, 9, 16, 23, 30, 3012 3087034


1010 LG Mortgage Foreclosures

PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Jason M. Skon, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100077910004411670 SERVICER: Ocwen Loan Servicing, LLC LENDER: Decision One Mortgage Company, LLC. DATE AND PLACE OF FILING: Washington County Minnesota, Recorder , on August 31, 2005, as Document No. 3536746. ASSIGNED TO: DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee under POOLING AND SERVICING AGREEMENT Dated as of December 1, 2005 MORGAN STANLEY ABS CAPITAL I INC. TRUST 2005-HE7 Dated: June 4, 2012 , and recorded July 5, 2012 by Document No. 3895563 . LEGAL DESCRIPTION OF PROPERTY: The East Ten (10) feet of Lot Twenty (20) and all of Lots Twenty-one (21) and Twenty-two (22), Block Twelve (12), McLean`s Addition to the City of North St. Paul, together with that part of vacated alley accrued to said Lots by reason of the vacation thereof, according to the plat thereof on file and of record in the office of the County Recorder in and for Washington County, Minnesota. PROPERTY ADDRESS: 6164 45th Street North, Oakdale, MN 55128 PROPERTY I.D: 07-029-21-23-0056 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Nine Thousand Nineteen and 30/100 ($149,019.30) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 10, 2012 PLACE OF SALE: Sheriff`s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2013, or the next business day if March 10, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 26, 2012 DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee under POOLING AND SERVICING AGREEMENT Dated as of December 1, 2005 MORGAN STANLEY ABS CAPITAL I INC. TRUST 2005-HE7 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00503-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4274326 Published in the FOREST LAKE TIMES July 26 August 2, 9, 16, 23, 30, 2012 3087408


1010 LG Mortgage Foreclosures

PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,150.00 MORTGAGOR(S): Maria Elizondo, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-5000207713-0 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan. DATE AND PLACE OF FILING: Washington County Minnesota, Recorder , on April 24, 2006, as Document No. 3580501. ASSIGNED TO: HSBC Bank USA, National Association, as Trustee for ACE Securities Corp. Home Equity Loan Trust, Series 2006-FM1, Asset Backed Pass-Through Certificates Dated: June 18, 2012 , and recorded July 2, 2012 by Document No. 3895231 . LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Townhomes of Bald Eagle Lake , CIC No 164, Washington County, Minnesota . PROPERTY ADDRESS: 4925 132nd WY, Hugo, MN 55038 PROPERTY I.D: 30-031-21-43-0037 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Two Thousand Seven Hundred Twenty-Five and 62/100 ($172,725.62) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 10, 2012 PLACE OF SALE: Sheriff`s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2013, or the next business day if March 10, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 26, 2012 HSBC Bank USA, National Association, as Trustee for ACE Securities Corp. Home Equity Loan Trust, Series 2006-FM1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00519-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4274526 Published in the July 26, August 2, 9, 16, 23, 30, 2012 3087889


1010 LG Mortgage Foreclosures

PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,010.00 MORTGAGOR(S): Michael Ettesvold, a single person and Shannon Moreno aka Shannon M. Moreno, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-3000186685-7 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan. DATE AND PLACE OF FILING: Washington County Minnesota, Recorder , on July 10, 2006, as Document No. 3594721. ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2006, GSAMP Trust 2006-FM2, Mortgage Pass-Through Certificates, Series 2006-FM2 Dated: June 18, 2012 , and recorded July 5, 2012 by Document No. 3895565 . LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Birch Tree Ponds 4th Addition, Washington County, Minnesota. PROPERTY ADDRESS: 5900 135th St N, Hugo, MN 55038 PROPERTY I.D: 29-031-21-13-0057 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Ninety-Three Thousand Six Hundred Twenty-Two and 67/100 ($293,622.67) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 10, 2012 PLACE OF SALE: Sheriff`s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2013, or the next business day if March 10, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 26, 2012 Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2006, GSAMP Trust 2006-FM2, Mortgage Pass-Through Certificates, Series 2006-FM2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00532-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4274540 Published in the FOREST LAKE TIMES July 26, August 2, 9, 16, 23, 30, 2012 3087929


1010 LG Mortgage Foreclosures

11-075922 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,250.00 MORTGAGOR(S): John P. Fitzsimmons, II and Laura M. Fitzsimmons, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001310-2050660321-4 LENDER: American Mortgage Network, Inc. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed August 23, 2005, Washington County Recorder, as Document Number 3534368 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank National Association as trustee for WMALT 2005-8; Dated: November 27, 2009 filed: December 7, 2009, recorded as document number 3770141 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 10, Colby Lake First Addition PROPERTY ADDRESS: 2613 Leyland Trl, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 15 028 21 42 0028 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $342,301.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 6, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 6, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 18, 2012 U.S. Bank National Association as Trustee, successor in interest to Bank of America, National Association as successor by merger to LaSalle Bank National Association as trustee for WMALT 2005-8 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES July 26, August 2, 9, 16, 23, 30, 2012 3088374


1010 LG Mortgage Foreclosures

12-084098 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 9, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,400.00 MORTGAGOR(S): Craig Barsness, and Tiffany Barsness, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001337-0000653406-2 LENDER: Countrywide Bank, a Division of Treasury Bank, N.A. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed June 28, 2005, Washington County Recorder, as Document Number 3522504 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A.; Dated: March 8, 2012 filed: March 20, 2012, recorded as document number 3880090 LEGAL DESCRIPTION OF PROPERTY: Lot 75, Block 1, Bridle Pass 2nd Addition PROPERTY ADDRESS: 6336 Palomino Place, Forest Lake, MN 55025 PROPERTY IDENTIFICATION NUMBER: 16.032.21.33.0093 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $169,724.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 6, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 6, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 18, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES July 26, August 2, 9, 16, 23, 30, 2012 3088418


1010 LG Mortgage Foreclosures

12-084033 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 21, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $560,000.00 MORTGAGOR(S): Daniel G. Coleman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100249110000032124 LENDER: Marketplace Home Mortgage, LLC SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed May 20, 2004, Washington County Recorder, as Document Number 3441869 ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP; Dated: June 21, 2011 filed: July 7, 2011, recorded as document number 3846880 LEGAL DESCRIPTION OF PROPERTY: The Southerly 1/3 of all the following described premises: Lots 8, 9, 10, and 11, and all that part of Lot "A" bounded on the North by the North line of said Lot 8 extended to White Bear Lake, and on the South by the Southerly line of said Lot 11 extended to White Bear Lake, all in Block 1 of East Shore Park, Washington County, Minnesota, according to the plat thereof on file and of record in the office of the Register of Deeds in and for said County, excepting the Easterly 15 feet of said Lot "A" which is reserved for a foot and bicycle path for the benefit at all times of any and all of the owners of the land in said East Shore Park, Washington County, Minnesota, according to the recorded plat situate in Washington County, Minnesota. PROPERTY ADDRESS: 1117 Park Ave, Mahtomedi, MN 55115 PROPERTY IDENTIFICATION NUMBER: 20-030-2132-0036 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $640,909.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 7, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 19, 2012 BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES July 26, August 2, 9, 16, 23, 30, 2012 3089715


1010 LG Mortgage Foreclosures

12-082410 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,600.00 MORTGAGOR(S): Joseph Randall Yeary a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100055401241784604 LENDER: IndyMac Bank, F.S.B. SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed September 27, 2006, Washington County Registrar of Titles, as Document Number 1171125 ASSIGNMENTS OF MORTGAGE: Assigned to: OneWest Bank, FSB; Dated: March 23, 2012 LEGAL DESCRIPTION OF PROPERTY: All that part of Lot No. Four (4), Block No. Three (3), Lake Elmo Park, in the Village of Lake Elmo, Minnesota, described as follows: Commence at the Northeast corner of Lot No. Four (4), Block No. Three (3), of Lake Elmo Park; thence Southwesterly along the North line of said Lot No. Four (4) for One hundred thirty and eighty-two one-hundredths (130.82) feet; thence South and parallel with the East line of said Lot No. Four (4) for One Hundred fifty-three and ninety two one-hundredths (153.92) feet to the point of beginning of this description; thence continuing South and parallel with said East line of Lot No. Four (4) for one hundred thirty-three (133) feet; thence West at right angle for one hundred six and ninety-six one-hundredths (106.96) feet; thence North and parallel with said East line of Lot No. Four (4) for One hundred thirty-three (133) feet; thence East at right angle for One hundred six and ninety-six one-hundredths (106.96) feet to the point of beginning. AND Commence at the Northeast corner of Lot 4, Block 3, of Lake Elmo Park; thence Southwesterly along the North line of said Lot 4 for 20.96 feet; thence South and parallel with the East line of said Lot 4 for 219.92 feet to the point of beginning of this description; thence continuing South along said parallel line with East line of Lot 4 for 100 feet; thence West at right angle for 105 feet; thence North at right angle for 100 feet; thence East at right angle for 105 feet to the point of beginning. Also an easement for ingress and egress over and across a 20 foot strip, the East line of which is described as beginning at the Northeast corner of Lot 4, Block 3, Lake Elmo Park, and running Southerly to a point due East of the Southeast corner of the above described tract. REGISTERED PROPERTY PROPERTY ADDRESS: 10906 33Rd Street Ln N, Lake Elmo, MN 55042 PROPERTY IDENTIFICATION NUMBER: 14 029 21 41 0015; 14 029 21 41 0019 Cert. No. 63272 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $257,714.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. onMarch 13, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 19, 2012 OneWest Bank, FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES July 26, August 2, 9, 16, 23, 30, 2012 3090074


1010 LG Mortgage Foreclosures

12-084252 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 5, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $406,313.00 MORTGAGOR(S): Lynn C. Beseth, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100025440003575237 LENDER: Lehman Brothers Bank, FSB SERVICER: Seterus, Inc. DATE AND PLACE OF FILING: Filed February 5, 2007, Washington County Registrar of Titles, as Document Number 1174599 ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association; Dated: June 4, 2012 LEGAL DESCRIPTION OF PROPERTY: Unit No. 402, and Unit Nos. P54 and P55, Common Interest Community No. 255, a Condominium, The Lofts of Stillwater, Washington County, Minnesota REGISTERED PROPERTY PROPERTY ADDRESS: 501 Main St N Unit 402, Stillwater, MN 55082 PROPERTY IDENTIFICATION NUMBER: 28-030-20-14-0141; 28 030 20 14 0225; 28 030 20 14 0026 Certificate No's. 63822; 63823; 63824 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $417,413.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 13, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 19, 2012 Federal National Mortgage Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY \s\ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the FOREST LAKE TIMES July 26, August 2, 9, 16, 23, 30, 2012 3090132


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 1999 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Richard M. Gaalswyk and Sheila M. Gaalswyk, husband and wife MORTGAGEE: Firstar Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: May 20, 1999 Washington County Recorder Document Number: 3049172 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: December 16, 1999 Recorded: January 28, 2000 Washington County Recorder Document Number: 3090249 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Firstar Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 7160 Lamar Ave S, Cottage Grove, MN 55016-2359 Tax Parcel ID Number: 12-027-21-22-0016 LEGAL DESCRIPTION OF PROPERTY: All that part of the Northwest Quarter of the Northwest Quarter (NW 1/4 of NW 1/4) of Section Twelve (12), in Township Twenty-seven (27) North, of Range Twenty-one (21) West of the Fourth Meridian, lying west of the center line of that certain road known as the "Old County Road" (said road runs south 9 1/2 degrees West), EXCEPT those parts of said tract, described as follows, to-wit: (a) Beginning at the Northwest corner of said tract; thence East along the North line thereof Forty (40) rods, more or less, to the West line of said road; thence South Nine and one-half degrees (9 1/2 degrees) West, along said West line of said road, twenty-three and one-half (23.5) rods; thence West parallel with said North line of said tract to the West line thereof; thence North along said West line thereof to said point of beginning, consisting of Five and Seventy-five Hundredths (5.75) acres, more or less, including west half of road abutting; (b) Beginning at the Southwest corner of said tract; thence East along the south line thereof to the West line of said road; thence North, Nine and one-half degrees (9 1/2 degrees) East, along said West line of said road twenty-two (22) rods; thence West parallel with said South line of said tract to the West line thereof; thence South along said West line thereof to said point of beginning, consisting of Four and One Hundred Twenty-five Thousandths (4.125) acres more or less, including West half of road abutting, (c) Commencing at the Northwest corner of Section 12, Township 27 North, Range 21 West; thence North 89 degrees 32 minutes 54 seconds East along the North line of Section 12 to the westerly line of Lamar Avenue South as now established; thence South 7 degrees 48 minutes 14 seconds West along the west line of Lamar Avenue south 23.5 rods to the point of beginning of the land to be described; thence South 89 de9rees 32 minutes 54 seconds West parallel with the north line of Section 12 a distance of 396.00 feet; thence South 89 degrees 16 minutes 02 seconds East 394.89 feet to the westerly line of Lamar Avenue South; thence North 7 degrees 48 minutes 14 seconds East along the westerly line of Lamar Avenue South approximately 8.25 feet to the point of beginning, consisting of Four Hundredths (.04) of an acre more or less, according to the United States Government Survey thereof and situate in Washington County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $172,078.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 07, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 07, 2013, or the next business day if March 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 26, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025584F01 Published in the FOREST LAKE TIMES July 26, August 2, 9, 16, 23, 30, 2012 3091683


1010 LG Mortgage Foreclosures

12-083808 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $540,000.00 MORTGAGOR(S): William Katz, a married man MORTGAGEE: Marquest Financial, Inc. LENDER: Marquest Financial, Inc. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed July 30, 2007, Washington County Recorder, as Document Number 3654872 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA, successor by merger to Wells Fargo Home Mortgage, Inc.; Dated: March 26, 2008 filed: April 14, 2008, recorded as document number 3688201; thereafter assigned to HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2007-15 dated June 26, 2012 and recorded on July 5, 2012 as document number 3895551. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Glen Carney 2nd Addition PROPERTY ADDRESS: 14525 Morgan Ave N, Marine On Saint Croix, MN 55047 PROPERTY IDENTIFICATION NUMBER: 21.031.20.42.0002 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $562,814.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 13, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 23, 2012 HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2007-15 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES July 26, August 2, 9, 16, 23, 30, 2012 3092744


1010 LG Mortgage Foreclosures

12-084409 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,554.00 MORTGAGOR(S): Chad Meyer, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT:Mortgage Electronic Registration Systems, Inc. MIN#: 100139105012392303 LENDER: Residential Mortgage Group, A Division of Interbank, FSB SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed June 2, 2009, Washington County Recorder, as Document Number 3742674 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.; Dated: March 21, 2012 filed: March 27, 2012, recorded as document number 3880987 LEGAL DESCRIPTION OF PROPERTY: Lot 5 and Lot 6, except the South 40 feet of Lot 6, Block 175, Division No.5 of St. Paul Park together with that part of the vacated alley accruing by reason of said vacation PROPERTY ADDRESS: 1217 Lincoln Avenue, Saint Paul Park, MN 55071 PROPERTY IDENTIFICATION NUMBER: 12 027 22 44 0048 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $133,101.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 20, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 20, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 20, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /S/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Published in the FOREST LAKE TIMES August 2, 9, 16, 23, 30, September 6, 2012 3091652


1010 LG Mortgage Foreclosures

12-082570 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 20, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Donald Schmidt and Karen Schmidt, husband and wife MORTGAGEE: TCF Mortgage Corporation LENDER: TCF Mortgage Corporation SERVICER: GMAC Mortgage, LLC DATE AND PLACE OF FILING: Filed November 12, 2004, Washington County Recorder, as Document Number 3477846 LEGAL DESCRIPTION OF PROPERTY: Lots 15 and 16, Block 186, Division No. 5 of St. Paul Park PROPERTY ADDRESS: 1032 Ashland Ave, Saint Paul Park, MN 55071 PROPERTY IDENTIFICATION NUMBER: 1202722410081 and 1202722410082 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $174,650.28 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 14, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 24, 2012 TCF National Bank as successor by merger to TCF Mortgage Corporation Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 2, 9, 16, 23, 30, September 6, 2012 3093657


1010 LG Mortgage Foreclosures

12-084743 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 7, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $500,000.00 MORTGAGOR(S): Thomas A. Lonetti and Cynthia D. Lonetti, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100257100030029306 LENDER: Homeowners Mortgage Corporation SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed December 10, 2003, Washington County Recorder, as Document Number 3408592 ASSIGNMENTS OF MORTGAGE: Assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP; Dated: April 26, 2012 filed: May 9, 2012, recorded as document number 3887531 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Wedgewood Heights First Addition PROPERTY ADDRESS: 3830 Fairway Terr, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 22.028.21.33.0030 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $465,104.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 13, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 24, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY \s\ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the FOREST LAKE TIMES August 2, 9, 16, 23, 30, September 6, 2012 3093897


1010 LG Mortgage Foreclosures

12-084695 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 14, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Tammy Olsen, a single woman MORTGAGEE: BANK OF AMERICA, N.A. LENDER: BANK OF AMERICA, N.A. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed July 2, 2007, Washington County Recorder, as Document Number 3650493 LEGAL DESCRIPTION OF PROPERTY: Unit No. 4856-4, Condominium Number 66, Bright Keys of Heather Ridge, a condominium located in the County of Washington, Minnesota PROPERTY ADDRESS: 4856 Helena Lane #4, Oakdale, MN 55128 PROPERTY IDENTIFICATION NUMBER: 08.029.21.21.0117 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $178,220.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 14, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 24, 2012 BANK OF AMERICA, N.A. Mortgagee SHAPIRO & ZIELKE, LLP BY \s\ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 2, 9, 16, 23, 30, September 6, 2012 3093910


1010 LG Mortgage Foreclosures

12-083445 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,373.00 MORTGAGOR(S): John Kahnke, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT:Mortgage Electronic Registration Systems, Inc. MIN#: 100034200061443382 LENDER: Prospect Mortgage, LLC. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed October 7, 2009, Washington County Recorder, as Document Number 3762474 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: November 4, 2011 filed: November 16, 2011, recorded as document number 3862351 LEGAL DESCRIPTION OF PROPERTY: The Northeasterly 125 feet of Lot 7, Block 8, Lakewood Park First Division PROPERTY ADDRESS: 240 Wildwood Ave, White Bear Lake, MN 55110 PROPERTY IDENTIFICATION NUMBER: 30.030.21.21.0055 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $143,459.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 20, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 20, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 24, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY \s\ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 2, 9, 16, 23, 30, September 6, 2012 3093918


1010 LG Mortgage Foreclosures

12-084734 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 9, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): David Mendez and Susan Mendez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100371100000546488 LENDER: Mortgage and Investment Consultants SERVICER: EverBank DATE AND PLACE OF FILING: Filed July 25, 2007, Washington County Recorder, as Document Number 3653959 ASSIGNMENTS OF MORTGAGE: Assigned to: EverBank; Dated: July 12, 2012 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 84G of Building Number 3, Apartment Ownership Number 11, Sundown Condominium the Sinclair Section PROPERTY ADDRESS: 169 Bordeaux Ct, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 05 028 21 14 0067 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $140,942.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 20, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. onMarch 20, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 24, 2012 EverBank Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 2, 9, 16, 23, 30, September 6, 2012 3094474


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 MORTGAGOR(S): Jarland L. Ford, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 12, 2008 Washington County Recorder Document Number: 3703990 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: January 19, 2012 Recorded: January 26, 2012 Washington County Recorder Document Number: 3872247 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400006991697 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 814 Laurel Ave, Saint Paul Park, MN 55071-1460 Tax Parcel ID Number: 12-027-22-14-0036 LEGAL DESCRIPTION OF PROPERTY: The North 1/2 of Lot 20 and all of Lot 21, Block 232, Division No. 3 of St. Paul Park, according to the recorded plat thereof on file and of record in the Office of the County Recorder, Washington County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $207,863.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 14, 2013, or the next business day if March 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 02, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006924F02 Published in the FOREST LAKE TIMES August 2, 9, 16, 23, 30, September 6, 2012 3096209


1010 LG Mortgage Foreclosures

12-084360 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 1, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,000.00 MORTGAGOR(S): Teresa L. Keller and Matthew D. Keller, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100055401201854561 LENDER: IndyMac Bank, F.S.B. SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed September 28, 2004, Washington County Recorder, as Document Number 3469349 ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Loan Trust 2004-AR8, Mortgage Pass-Through Certificates, Series 2004-AR8 under the Pooling and Servicing Agreement dated September 1, 2004; Dated: June 19, 2012 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1007, CIC No. 120, Savanna Oaks Coach Homes, a condominium PROPERTY ADDRESS: 3130 Juniper Lane, Apt I, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 21 028 21 12 0135 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $148,837.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 20, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 20, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 25, 2012 Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Loan Trust 2004-AR8, Mortgage Pass-Through Certificates, Series 2004-AR8 under the Pooling and Servicing Agreement dated September 1, 2004 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 2, 9, 16, 23, 30, September 6, 2012 3096340


1010 LG Mortgage Foreclosures

12-084309 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 MORTGAGOR(S): Caroline Rukunga, a single woman MORTGAGEE: Capital Finance, Inc. LENDER: Capital Finance, Inc. SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed October 11, 2007, Washington County Recorder, as Document Number 3665641 ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.; Dated: August 24, 2007 filed: October 11, 2007, recorded as document number 3665642; Thereafter assigned to OneWest Bank, FSB dated December 10, 2010 and recorded on December 22, 2010 as document no. 3823231. LEGAL DESCRIPTION OF PROPERTY: Unit 806, Common Interest Community No. 228, a condominium, Pine Arbor Lodges PROPERTY ADDRESS: 6877 Pine Crest Trl S, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 05 027 21 34 0098 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $206,061.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 20, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. Dated: July 25, 2012 OneWest Bank, FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 2, 9, 16, 23, 30, September 6, 2012 3096703


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 MORTGAGOR(S): Glen E. Mattox and Becky A. Mattox, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for East Metro Mortgage, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: February 13, 2008 Washington County Recorder Document Number: 3680418 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 05, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000906293 Lender or Broker: East Metro Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage, a division of U.S. Bank National Association Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 6974 Courtly Rd, Woodbury, MN 55125-2949 Tax Parcel ID Number: 18-028-21-14-0100 18-028-21-14-0103 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Haze Gardens, Washington County; and an undivided 1/3 interest in Outlot A, Haze Gardens, Washington County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $566,562.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 14, 2013, or the next business day if March 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 02, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009838F01 Published in the FOREST LAKE TIMES August 2, 9, 16, 23, 30, September 6, 2012 3098770


1010 LG Mortgage Foreclosures

12-085241 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,185.00 MORTGAGOR(S): Shannon R. Riley NKA Shannon R. Mahoney, a single person MORTGAGEE: Wells Fargo Bank, N.A. LENDER: Wells Fargo Bank, N.A. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed April 18, 2005, Washington County Recorder, as Document Number 3509270 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Degardner's First Addition PROPERTY ADDRESS: 9672 Heath Avenue S, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 20 027 21 31 0029 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $231,610.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 20, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 20, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 30, 2012 Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 2, 9, 16, 23, 30, September 6, 2012 3099309


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 9, 2003 MORTGAGOR: Mindi I. Nelsen, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 1, 2003 Washington County Recorder, Document No. 3350024. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021800043055124 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washtenaw Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 6728 Gretchen Court North, Oakdale, MN 55128 TAX PARCEL I.D. #: 1802921120071 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 1, Oakwoode Lustre 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,721.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 19, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 11, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 3012-002721 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the FOREST LAKE TIMES August 2, 9, 16, 23, 30 September 6, 2012 3099986


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,500.00 MORTGAGOR(S): Ann M. Anderson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: July 20, 2005 Washington County Registrar of Titles Document Number: 1158694 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWALT, Inc., Alternative Loan Trust 2005-47CB, Mortgage Pass-Through Certificates, Series 2005-47CB Dated: March 29, 2012 Registered: April 10, 2012 Washington County Registrar of Titles Document Number: 1212673 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000104207 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 61496 COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 3516 Genevieve Ave N, Oakdale, MN 55128-3068 Tax Parcel ID Number: 18.029.21.23.0144 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Three (3), Ashbourne, Common Interest Community No. 78, A Planned Community, Washington County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,784.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 14, 2013, or the next business day if March 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 02, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWALT, Inc., Alternative Loan Trust 2005-47CB, Mortgage Pass-Through Certificates, Series 2005-47CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025716F01 Published in the FOREST LAKE TIMES August 2, 9, 16, 23, 30 September 6, 2012 3100373


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 22, 2006 MORTGAGOR: Andrew Hagen a/k/a Andrew Hagen, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 22, 2006 Washington County Recorder, Document No. 3621980. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100057400003043330 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Pulte Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4880 149th Street North #5, Hugo, MN 55038 TAX PARCEL I.D. #: 1903121120100 LEGAL DESCRIPTION OF PROPERTY: Unit No. 110, CIC No. 257, Twenty Third Supplement, Waters Edge Court homes, Washington County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$103,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$103,306.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 3012-002366 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the FOREST LAKE TIMES August 2, 9, 16, 23, 30, September 6, 2012 3101134


1010 LG Mortgage Foreclosures

12-085211 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,596.00 MORTGAGOR(S): Stacey F. Hermann, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000312-3070866657-7 LENDER: ACE Mortgage Funding Inc SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed November 14, 2007, Washington County Recorder, as Document Number 3669863 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.; Dated: May 1, 2012 filed: May 7, 2012, recorded as document number 3886842 LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 1, Bridle Pass 2nd Addition, Common Interest Community No. 163 PROPERTY ADDRESS: 21157 S Clydesdale Curve, Forest Lake, MN 55025 PROPERTY IDENTIFICATION NUMBER: 16 032 21 33 0048 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $144,113.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 27, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 27, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 26, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 9, 16, 23, 30, September 6, 13, 2012 3096163


1010 LG Mortgage Foreclosures

11-078277 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,200.00 MORTGAGOR(S): Racquel R. White, single and Henry L. White and Anellen White, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100199600000076972 LENDER: Advisor's Mortgage, LLC SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed April 26, 2004, Washington County Recorder, as Document Number 3437256 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: November 2, 2011 filed: November 14, 2011, recorded as document number 3862044 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, The Seasons Seventeenth Addition PROPERTY ADDRESS: 1183 Fallbrook Ln, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 09.028.21.12.0039 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $216,163.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 20, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 20, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 26, 2012 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 9, 16, 23, 30, September 6, 13, 2012 3097291


1010 LG Mortgage Foreclosures

12-084528 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $278,250.00 MORTGAGOR(S): Jeffrey A. Byle and Denise M. Byle, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100030800600315654 LENDER: Capital Mortgage Funding, L.L.C. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed February 15, 2007, Washington County Recorder, as Document Number 3631023 ASSIGNMENTS OF MORTGAGE: Assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP; Dated: April 26, 2012 filed: May 9, 2012, recorded as document number 3887523 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Settlers Glen, CIC No. 153 PROPERTY ADDRESS: 1124 Macey Way, Stillwater, MN 55082 PROPERTY IDENTIFICATION NUMBER: 19.030.20.34.0040 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $268,720.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 21, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 30, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 9, 16, 23, 30, September 6, 13, 2012 3100050


1010 LG Mortgage Foreclosures

12-085279 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 8, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,484.00 MORTGAGOR(S): Jessica N. McKinney, a married woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100061907000095760 LENDER: Summit Mortgage Corporation SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed May 26, 2009, Washington County Recorder, as Document Number 3741298 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: May 2, 2012 filed: May 7, 2012, recorded as document number 3886843 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block One (1), Zephyr Park PROPERTY ADDRESS: 200 Kenwood Street, Mahtomedi, MN 55115 PROPERTY IDENTIFICATION NUMBER: 20 030 21 12 0009 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $225,547.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 27, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 27, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 30, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 9, 16, 23, 30 September 6, 13, 2012 3100213


1010 LG Mortgage Foreclosures

12-084354 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,266.00 MORTGAGOR(S): Alanna M. Nelson, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100034200811841463 LENDER: Prospect Mortgage, LLC SERVICER: Cenlar FSB DATE AND PLACE OF FILING: Filed December 19, 2011, Washington County Recorder, as Document Number 3867098 ASSIGNMENTS OF MORTGAGE: Assigned to: Prospect Mortgage, LLC; Dated: July 10, 2012 LEGAL DESCRIPTION OF PROPERTY: Unit No. 71, CIC No. 257, Declaration, Waters Edge Court Homes PROPERTY ADDRESS: 5191 N 149th St, Unit 6, Hugo, MN 55038 PROPERTY IDENTIFICATION NUMBER: 19.031.21.11.0019 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $157,282.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 20, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 20, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 30, 2012 Prospect Mortgage, LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 9, 16, 23, 30, September 6, 13, 2012 3100504


1010 LG Mortgage Foreclosures

11-073241 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 9, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Jason J. Leas, a single person and Deanna M. Burow, a single person MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage LENDER: Homeservices Lending, LLC DBA Edina Realty Mortgage SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed October 7, 2005, Washington County Recorder, as Document Number 3544892 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA successor by merger to Wells Fargo Home Mortgage, Inc.; Dated: December 8, 2006 filed: December 28, 2006, recorded as document number 3623055; Thereafter, assigned to U.S. Bank National Association, as Trustee for Banc of America Funding 2006-G dated May 19, 2011 and recorded June 29, 2011 as document number 3845962. LEGAL DESCRIPTION OF PROPERTY: Lot 38, Block 7, Thompson Grove Estates 4th Addition PROPERTY ADDRESS: 8775 Inman Ave S, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 16.027.21.34.0096 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $163,034.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 27, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 27, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 31, 2012 US Bank National Association, as Trustee for Banc of America Funding Corporation 2006-G Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 9, 16, 23, 30, September 6, 13, 2012 3101538


1010 LG Mortgage Foreclosures

12-084541 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 13, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,000.00 MORTGAGOR(S): Jeff J. Borndale, a single person and Jodi L. Rosendahl, a single person MORTGAGEE: CitiMortgage, Inc., as successor by merger to ABN AMRO Mortgage Group, Inc. LENDER: CitiMortgage, Inc., as successor by merger to ABN AMRO Mortgage Group, Inc. SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed October 6, 2003, Washington County Recorder, as Document Number 3384323 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Oakdale Heights PROPERTY ADDRESS: 6805 15Th Street Court N, Oakdale, MN 55128 PROPERTY IDENTIFICATION NUMBER: 30 029 21 41 0009 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $144,737.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 27, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 27, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 31, 2012 CitiMortgage, Inc. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 9, 16, 23, 30, September 6, 13, 2012 3102209


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 18, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 MORTGAGOR(S): Kao Vincent Xiong and Alicia Chang, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage Connection Inc., its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: April 07, 2008 Washington County Registrar of Titles Document Number: 1183859 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: July 07, 2009 Registered: July 13, 2009 Washington County Registrar of Titles Document Number: 1192787 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550195057418 Lender or Broker: Mortgage Connection Inc. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 61755 COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 9080 170th St N, Hugo, MN 55038-8359 Tax Parcel ID Number: 02-031-21-41-0002 LEGAL DESCRIPTION OF PROPERTY: The Westerly 10 acres of the NE 1/4 of the SE 1/4, Section 2, Township 31, Range 21 and the Westerly 10 acres of the SE 1/4 of the SE 1/4, Section 2, Township 31, Range 21, all according to the United States Government survey thereof, Washington County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $433,006.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 21, 2013, or the next business day if March 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 09, 2012 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005891F02 Published in the FOREST LAKE TIMES August 9, 16, 23, 30, September 6, 13, 2012 3102315


1010 LG Mortgage Foreclosures

12-085383 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 6, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $274,000.00 MORTGAGOR(S): John R. Zellner, Jr. and Nicole L. Zellner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100112065739054894 LENDER: Mortgageit, Inc. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed March 22, 2007, Washington County Recorder, as Document Number 3635752 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.; Dated: February 19, 2010 filed: March 4, 2010, recorded as document number 3782224 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 9, Creekview Preserve PROPERTY ADDRESS: 5665 N 157th Street, Hugo, MN 55038 PROPERTY IDENTIFICATION NUMBER: 17 031 21 24 0057 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $292,876.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 27, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 27, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 1, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 9, 16, 23, 30 September 6, 13, 2012 3103195


1010 LG Mortgage Foreclosures

12-081411 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,000.00 MORTGAGOR(S): Christopher D. Henderson and Lori A. Henderson, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100220710000036596 LENDER: Maribella Mortgage, LLC SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed July 26, 2005, Washington County Recorder, as Document Number 3528857 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset, Backed-Certificates, Series 2005-HE10; Dated: August 12, 2010 filed: August 24, 2010, recorded as document number 3804163 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Wilkerson Addition PROPERTY ADDRESS: 6810 29Th St N, Oakdale, MN 55128 PROPERTY IDENTIFICATION NUMBER: 19-029-21-11-0017 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $298,269.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 20, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 20, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 1, 2012 U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2005-HE10 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 9, 16, 23, 30 September 6, 13, 2012 3103666


1010 LG Mortgage Foreclosures

12-085019 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,038.00 MORTGAGOR(S): Michael R. Fox, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100039234400000137 LENDER: First Magnus Financial Corporation, an Arizona Corporation SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed April 11, 2005, Washington County Recorder, as Document Number 3508139 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: May 31, 2012 filed: June 11, 2012, recorded as document number 3892300 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 6, Pinetree Pond East Fourth Addition PROPERTY ADDRESS: 9264 Indian Blvd South, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 10.027.21.24.0062 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $105,862.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 20, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 20, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 26, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 9, 16, 23, 30, September 6, 13, 2012 3103964


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,400.00 MORTGAGOR(S): Chia Xiong and Strawberry Xiong MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: July 07, 2005 Washington County Recorder Document Number: 3524241 ASSIGNMENTS OF MORTGAGE: And assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE GSAA HOME EQUITY TRUST 2005-10, ASSET-BACKED CERTIFICATES, SERIES 2005-10 Dated: April 12, 2012 Recorded: June 19, 2012 Washington County Recorder Document Number: 3893432 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 1776 Hale Ave N, Oakdale, MN 55128-5415 Tax Parcel ID Number: 29.029.21.22.0081 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Hallmark Ponds 4th Addition, Washington County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,125.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 21, 2013, or the next business day if March 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 09, 2012 ASSIGNEE OF MORTGAGEE: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE GSAA HOME EQUITY TRUST 2005-10, ASSET-BACKED CERTIFICATES, SERIES 2005-10 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012608F02 Published in the FOREST LAKE TIMES August 9, 16, 23, 30 September 6, 13, 2012 3107600


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2009 MORTGAGOR: Wijit Xiong (unmarried). MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 8, 2009 Washington County Recorder, Document No. 3762600. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278831087379 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1202 18th Avenue Southeast, Forest Lake, MN 55025 TAX PARCEL I.D. #: 16.032.21.13.0009 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Bayview Estates, Washington County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$187,368.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$191,724.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 26, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 18, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-288-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the FOREST LAKE TIMES August 9, 16, 23, 30, September 6, 13, 2012 3108761


1010 LG Mortgage Foreclosures

12-083434 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $520,000.00 MORTGAGOR(S): Ronald E. Noden, and Jennifer M. Noden, Husband and Wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001337-0002216554-5 LENDER: Countrywide Bank, FSB SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed August 20, 2007, Washington County Recorder, as Document Number 3657859 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, N.A. as Trustee on behalf of the Trust Fund, SARM 2007-9 0; Dated: December 13, 2011 filed: December 20, 2011, recorded as document number 3867295; Thereafter corrected by Corrective Assignment of Mortgage to correct assignee to HSBC Bank USA, National Association as Trustee, on Behalf of the Trust Fund, SARM 2007-9 dated June 27, 2012 recorded July 5, 2012 as document number 3895553. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Otchipwe Trails, CIC No. 159 PROPERTY ADDRESS: 14665 109th St N, Stillwater, MN 55082 PROPERTY IDENTIFICATION NUMBER: 09.030.20.12.0009 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $593,370.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 28, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 1, 2012 HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE, ON BEHALF OF THE TRUST FUND, SARM 2007-9 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 16, 23, 30 September 6, 13, 20, 2012 3103710


1010 LG Mortgage Foreclosures

12-085054 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 19, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,011.00 MORTGAGOR(S): Curtis J. Lee Sr. and Coretha M. Lee, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020000451722288 LENDER: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed July 8, 2009, Washington County Recorder, as Document Number 3749042 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: July 17, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Pine Glen PROPERTY ADDRESS: 9430 Hale Avenue, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 20.027.21.23.0058 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $173,286.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 28, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 2, 2012 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 16, 23, 30, September 6, 13, 20, 2012 3105569


1010 LG Mortgage Foreclosures

11-076979 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 9, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,250.00 MORTGAGOR(S): Andrew J. Louvar and Jaqueline H. Louvar, husband and wife MORTGAGEE: Aames Funding Corporation DBA Aames Homes Loan LENDER: Aames Funding Corporation DBA Aames Homes Loan SERVICER: America's Servicing Company DATE AND PLACE OF FILING: Filed February 27, 2006, Washington County Registrar of Titles, as Document Number 1165082 ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2006-4, Home Equity Pass-Through Certificates, Series 2006-4; Dated: December 28, 2011 filed: February 9, 2012, recorded as document number 1211481 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Rolling Hills 4th Addition REGISTERED PROPERTY PROPERTY ADDRESS: 7595 Homestead Ave, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 08.027.21.41.0030 CERT NO. 47975 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $187,605.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 3, 2012 US Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2006-4, Home Equity Pass-Through Certificates, Series 2006-4 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 16, 23, 30, September 6, 13, 20, 2012 3106509


1010 LG Mortgage Foreclosures

12-085488 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $246,050.00 MORTGAGOR(S): Michael R Kloos, a single person MORTGAGEE: Wells Fargo Bank, N.A. LENDER: Wells Fargo Bank, N.A. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed July 18, 2007, Washington County Recorder, as Document Number 3652786 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 8, Park Hills 3rd Addition PROPERTY ADDRESS: 6281 Birchwood Road, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 07 028 21 21 0079 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $255,654.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 6, 2012 Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 16, 23, 30, September 6, 13, 20, 2012 3107963


1010 LG Mortgage Foreclosures

12-082896 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 8, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Jaimy Schreiner and Dondie Schreiner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100196800030687292 LENDER: Home Loan Center, Inc. dba LendingTree Loans SERVICER: Nationstar Mortgage DATE AND PLACE OF FILING: Filed January 30, 2007, Washington County Recorder, as Document Number 3627329 ASSIGNMENTS OF MORTGAGE: Assigned to: Countrywide Home Loans Servicing LP; Dated: December 12, 2008 filed: January 2, 2009, recorded as document number 3720045; Thereafter assigned to Nationstar Mortgage, LLC, dated May 17, 2012. LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 254, Division 3, Of St. Paul Park PROPERTY ADDRESS: 631 Portland Ave, St Paul Park, MN 55071 PROPERTY IDENTIFICATION NUMBER: 12 027 22 12 0053 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $132,894.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 6, 2012 Nationstar Mortgage, LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 16, 23, 30 September 6, 13, 20, 2012 3108232


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): Lisa Marie Trubiano, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 07, 2005 Washington County Registrar of Titles Document Number: 1163003 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Dated: May 17, 2012 Registered: May 25, 2012 Washington County Registrar of Titles Document Number: 1213645 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0005421394-3 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 59242 COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 7578 Homestead Ave S, Cottage Grove, MN 55016-1987 Tax Parcel ID Number: 08.027.21.41.0064 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Rolling Hills 5th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $170,874.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 28, 2013, or the next business day if March 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 16, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025750F01 Published in the FOREST LAKE TIMES August 16, 23, 30, September 6, 13, 20, 2012 3109517


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,000.00 MORTGAGOR(S): Nancy Lee Johnson, a single woman MORTGAGEE: Liberty Reverse Mortgage, Inc. DATE AND PLACE OF REGISTERING: Registered: June 13, 2007 Washington County Registrar of Titles Document Number: 1178079 ASSIGNMENTS OF MORTGAGE: And assigned to: Seattle Mortgage Company Dated: May 21, 2007 Registered: June 13, 2007 Washington County Registrar of Titles Document Number: 1178080 And assigned to: Mortgage Electronic Registration Systems, Inc Dated: November 13, 2007 Registered: April 22, 2008 Washington County Registrar of Titles Document Number: 1184164 And assigned to: Reverse Mortgage Solutions, Inc. Dated: June 27, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139220044380208 Lender or Broker: Liberty Reverse Mortgage, Inc. Residential Mortgage Servicer: Reverse Mortgage Solutions, Inc Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 21242 COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 7806 Hadley Ave S, Cottage Grove, MN 55016-2651 Tax Parcel ID Number: 07-027-21-43-0006 LEGAL DESCRIPTION OF PROPERTY: All the tract or parcel of land lying and being in the County of Washington and State of Minnesota, described as follows, to-wit: Lot One (1), Block One (1), Thompson's Grove 8th Addition, according to the duly recorded plat thereof, including any part or portion of any street or alley adjacent to said premises heretofore vacated or to be vacated, County of Washington, State of Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,928.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 30, 2013, or the next business day if September 30, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 16, 2012 ASSIGNEE OF MORTGAGEE: Reverse Mortgage Solutions, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025280F01 Published in the FOREST LAKE TIMES August 16, 23, 30, September 6, 13, 20, 2012 3109642


1010 LG Mortgage Foreclosures

12-085396 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 16, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,800.00 MORTGAGOR(S): Steven P. Racette and Tina M. Racette, husband and wife MORTGAGEE: Wells Fargo Home Mortgage, Inc. LENDER: Wells Fargo Home Mortgage, Inc. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed April 5, 2004, Washington County Registrar of Titles, as Document Number 1143782 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-eight (28), Block Two (2), Hidden Valley Addition REGISTERED PROPERTY PROPERTY ADDRESS: 7441 Hidden Valley Trl S, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 08 027 21 13 0048 Certificate No. 67761 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $226,656.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 7, 2012 Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 16, 23, 30, September 6, 13, 20, 2012 3109733


1010 LG Mortgage Foreclosures

12-085786 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,511.00 MORTGAGOR(S): David C. Pett and Jessica M. Pett FKA Jessica M. Oswald, Husband and Wife MORTGAGEE: Wells Fargo Bank, N.A. LENDER: Wells Fargo Bank, N.A. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed February 15, 2011, Washington County Registrar of Titles, as Document Number 1204836 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen (18), Block Two (2), Swager Bros. 6th Addition REGISTERED PROPERTY PROPERTY ADDRESS: 14496 55th Street North, Oak Park Heights, MN 55082 PROPERTY IDENTIFICATION NUMBER: 04.029.20.24.0083 Cert # 64585 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $216,490.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 8, 2012 Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 16, 23, 30 September 6, 13, 20, 2012 3111255


1010 LG Mortgage Foreclosures

12-085828 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 28, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $241,214.00 MORTGAGOR(S): Ifrah A. Yusuf and Badri Y. Issa, husband and wife MORTGAGEE: Homeservices Lending, LLC Series A dba Edina Realty Mortgage LENDER: Homeservices Lending, LLC Series A dba Edina Realty Mortgage SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed April 7, 2008, Washington County Registrar of Titles, as Document Number 1183880 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.; Dated: November 6, 2008 filed: January 8, 2009, recorded as document number 1188776 LEGAL DESCRIPTION OF PROPERTY: Lot Thirteen (13), Block Three (3), Brandon Heights REGISTERED PROPERTY PROPERTY ADDRESS: 7124 41St St, Oakdale, MN 55128 PROPERTY IDENTIFICATION NUMBER: 08.029.21.33.0057 Cert No. 64991 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $249,464.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 10, 2012 Wells Fargo Bank, NA, successor by merger to Wells Fargo Home Mortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 16, 23, 30 September 6, 13, 20, 2012 3114085


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,930.00 MORTGAGOR(S): Robin Borough, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for The Mortgage Store Financial, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 07, 2006 Washington County Recorder Document Number: 3605216 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2006-6CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-6CB Dated: May 23, 2011 Recorded: June 08, 2011 Washington County Recorder Document Number: 3843764 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100141500000172756 Lender or Broker: The Mortgage Store Financial, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 21212 Shetland Avenue N, Forest Lake, MN 55025-9235 Tax Parcel ID Number: 16.032.21.33.0102 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Bridle Pass 5th Addition, Common Interest Community No. 206, Washington County, Minnesota, together with appurtenant easements created pursuant to Declaration, Document No. 3429689, as amended. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $133,790.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 28, 2013, or the next business day if March 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2006-6CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-6CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022251F02 Published in the FOREST LAKE TIMES August 16, 23, 30 September 6, 13, 20, 2012 3114858


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 26, 2001 MORTGAGOR: J. Daniel Akin, an unmarried man. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 29, 2002 Washington County Recorder, Document No. 3232722. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100025440000172079 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aurora Loan Services Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 6559 Upper 20TH Street North, Oakdale, MN 55128 TAX PARCEL I.D. #: 19.029.21.43.0074 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 1, Oakdale Ponds Fourth Addition, Washington County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $81,040.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $31,565.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 9, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 6, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-113-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the FOREST LAKE TIMES August 16, 23, 30 September 6, 13, 20, 2012 3117607


1010 LG Mortgage Foreclosures

12-080745 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,061.00 MORTGAGOR(S): Cindy L. Karnes, A Single Person MORTGAGEE: Wells Fargo Bank, N.A. LENDER: Wells Fargo Bank, N.A. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed June 11, 2009, Washington County Recorder, as Document Number 3744318 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, The Country Villas of Oak Run Shores, Common Interest Community No. 94 PROPERTY ADDRESS: 413 Hickory Lane N, Oakdale, MN 55128 PROPERTY IDENTIFICATION NUMBER: 32.029.21.41.0079 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $181,623.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 11, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 13, 2012 Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 23, 30, September 6, 13, 20, 27, 2012 3115755


1010 LG Mortgage Foreclosures

12-084888 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 14, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Robert Louis Stephenson Jr. & Teresa A. Stephenson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000619-0231600013-3 LENDER: Summit Mortgage Corporation SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed December 26, 2002, Washington County Recorder, as Document Number 3295844 ASSIGNMENTS OF MORTGAGE: Assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP; Dated: March 14, 2012 filed: March 27, 2012, recorded as document number 3881018 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Copper Oaks Second Addition PROPERTY ADDRESS: 3056 Copper Oaks Circle, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 20.028.21.12.0063 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $186,574.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 14, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 23, 30, September 6, 13, 20, 27, 2012 3115789


1010 LG Mortgage Foreclosures

12-082170 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,840.00 MORTGAGOR(S): Chantal M. Doriott, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100057400002519645 LENDER: Pulte Mortgage LLC SERVICER: Seterus, Inc. DATE AND PLACE OF FILING: Filed January 9, 2006, Washington County Recorder, as Document Number 3562852 ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC; Dated: September 15, 2010 filed: September 16, 2010, recorded as document number 3807589; Thereafter assigned to Federal National Mortgage Association, dated August 2, 2011, recorded November 2, 2011 as document number 3860562. LEGAL DESCRIPTION OF PROPERTY: Lot 53, Block 13, CIC No. 259, Waters Edge, Washington County PROPERTY ADDRESS: 5173 Farnham Dr. N, Hugo, MN 55038 PROPERTY IDENTIFICATION NUMBER: 18.031.21.14.0097 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $208,718.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 11, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 14, 2012 Federal National Mortgage Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 23, 30, September 6, 13, 20, 27, 2012 3119619


1010 LG Mortgage Foreclosures

12-084723 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,500.00 MORTGAGOR(S): Eugene M. Lund, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100061907000028365 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Summit Mortgage Corporation SERVICER: Seterus, Inc. DATE AND PLACE OF FILING: Filed June 12, 2007, Washington County Recorder, as Document Number 3647894 ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association; Dated: July 13, 2012 LEGAL DESCRIPTION OF PROPERTY: The North One Hundred Sixty-five (165) feet of the South Four Hundred Ninety-five (495) feet of the East-half of the Northeast Quarter of the Southwest Quarter (E 1/2 of NE 1/4 of SW 1/4) of Section Twenty-Eight (28), Township Twenty-nine (29) North, Range Twenty (20) West, except the Easterly Sixty-six (66) feet thereof for public roadway PROPERTY ADDRESS: 1294 Omaha Ave N, Stillwater, MN 55082 PROPERTY IDENTIFICATION NUMBER: 28 029 20 31 0013 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $264,615.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 11, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 15, 2012 Federal National Mortgage Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 23, 30, September 6, 13, 20, 27, 2012 3120593


1010 LG Mortgage Foreclosures

12-083941 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $304,500.00 MORTGAGOR(S): Darrell T. Roth and Quenby E. Roth, husband and wife MORTGAGEE: American Home Finance, LTD. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: American Home Finance, LTD. SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed April 4, 2005, Washington County Recorder, as Document Number 3506252 ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. by Findings of Fact, Conclusions of Law, Order for Judgment and Judgment; Dated: September 2, 2011 filed: September 21, 2011, recorded as document number 3854946 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Border Oaks PROPERTY ADDRESS: 887 Deer Oak Run, Mahtomedi, MN 55115 PROPERTY IDENTIFICATION NUMBER: 20 030 21 44 0065 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $316,092.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 11, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 15, 2012 CitiMortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 23, 30, September 6, 13, 20, 27, 2012 3120662


1010 LG Mortgage Foreclosures

12-085253 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 11, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $346,000.00 MORTGAGOR(S): Soua Xiong, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000179-3517030175-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Provident Funding Associates, L.P. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed April 24, 2007, Washington County Recorder, as Document Number 3640713 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP; Dated: October 24, 2011 filed: November 1, 2011, recorded as document number 3860304 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Pine Meadow 3rd Addition PROPERTY ADDRESS: 8400 Jody Lane South, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 15 027 21 13 0064 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $352,122.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 16, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 23, 30, September 6, 13, 20, 27, 2012 3121345


1010 LG Mortgage Foreclosures

11-072114 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 3, 1997 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $110,000.00 MORTGAGOR(S): Carolyn E. Franceschi, a single person MORTGAGEE: Amerus Mortgage Inc. d/b/a Edina Realty Mortgage LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Amerus Mortgage Inc. d/b/a Edina Realty Mortgage SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed June 26, 1997, Washington County Recorder, as Document Number 936005, Thereafter modified by Modification of Deed of Trust Balloon Loan Modification Agreement dated June 1, 2004 and recorded August 11, 2004 as Document No. 3459368 ASSIGNMENTS OF MORTGAGE: Assigned to: Amerus Bank; Dated: July 24, 1998 filed: March 2, 1999, recorded as document number 3034158; Thereafter assigned to JPMorgan Chase Bank, National Association dated February 14, 2011and recorded on June 13, 2012 as Document Number 3892716. LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, The Seasons Sixth Addition PROPERTY ADDRESS: 806 Winterberry Drive, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 04-028-21-43-0009 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $89,636.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 16, 2012 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 23, 30, September 6, 13, 20, 27, 2012 3121967


1010 LG Mortgage Foreclosures

12-085233 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $382,057.00 MORTGAGOR(S): Maurice J. Wenker and Paula R Wenker, husband and wife MORTGAGEE: Wells Fargo Home Mortgage, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Home Mortgage, Inc. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed May 4, 2004, Washington County Recorder, as Document Number 3438623 ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, as Trustee, successor in interest to Wachovia Bank, National Association, as Trustee for Banc of America Funding 2004-A Trust; Dated: March 26, 2012 filed: March 30, 2012, recorded as document number 3881598 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Summit @ Highland Hills PROPERTY ADDRESS: 6080 Summit Curve, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 06 027 21 12 0015 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $381,605.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 11, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 17, 2012 US Bank National Association, as Trustee, successor in interest toWachovia Bank, National Association, as Trustee for Banc of America Funding 2004-A Trust Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 23, 30, September 6, 13, 20, 27, 2012 3123559


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,000.00 MORTGAGOR(S): Donald J. Ewaldt, a single person MORTGAGEE: Seattle Mortgage Company DATE AND PLACE OF RECORDING: Recorded: February 19, 2004 Washington County Recorder Document Number: 3424228 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: July 09, 2007 Recorded: July 31, 2007 Washington County Recorder Document Number: 3654940 And assigned to: Reverse Mortgage Solutions, Inc. Dated: March 27, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Seattle Mortgage Company Residential Mortgage Servicer: Reverse Mortgage Solutions, Inc Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 225 Frankland St, Mahtomedi, MN 55115-2090 Tax Parcel ID Number: 29-030-21-43-0057 LEGAL DESCRIPTION OF PROPERTY: The West 1/2 of Lots 41 and 42, in Block Nine 9, Glenmar, described as follows: Commencing at the Southeast corner of Lot 41; thence Westerly along the Southerly line of said Lot 41 a distance of 108.65 feet to the point of beginning of the property to be described; thence on a deflection angle of 90 degrees to the right a distance of 149 feet more or less to a point in the Northerly line of Lot 42; thence Northwesterly along said Northerly line a distance of 52.2 feet more or less to the Northern most corner of said Lot 42; thence along the Northwesterly line of Lot 42 a distance of 75.65 feet to the Northwesterly corner of Lot 42; thence along the Westerly line of Lots 42 and 41 a distance of 120 feet to the Southwesterly corner of Lot 41; thence along the Southerly line of Lot 41 a distance of 110 feet to the point of beginning; according to the United States Government Survey thereof, Washington County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,493.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 05, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 07, 2013, or the next business day if October 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: Reverse Mortgage Solutions, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025281F01 Published in the FOREST LAKE TIMES August 23, 30, September 6, 13, 20, 27, 2012 3124789


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,000.00 MORTGAGOR(S): Steven R. Berry and Victoria Berry, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Commercial Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: April 18, 2006 Washington County Recorder Document Number: 3579476 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-18CB Dated: April 11, 2009 Recorded: April 17, 2009 Washington County Recorder Document Number: 3735416 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065685931 Lender or Broker: Lake Elmo Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 9370 65th St N, Stillwater, MN 55082-9300 Tax Parcel ID Number: 34.030.21.31.0009 LEGAL DESCRIPTION OF PROPERTY: All that part of the East 1/2 of the Southwest 1/4 of Section 34, Township 30, Range 21, described as follows: Beginning at the Northeast corner of said East 1/2; thence South 1 degree 12 minutes 58 seconds East, assumed bearing, along the East line of said East 1/2 for 229.99 feet; thence South 89 degrees 19 minutes 27 seconds West, along a ling parallel to the North line of said East 1/2, for 681.48 feet to the intersection of said parallel line with a circular arc of radius 60 feet, the center of which arc is located 230.00 feet Southerly of the North line and 584.50 feet Easterly of the West line of said East 1/2 of Southwest 1/4; thence Northwesterly, Westerly and Southwesterly along said arc to its intersection with a line distant 200.00 feet Southerly from the parallel to the North line of said East 1/2; thence South 89 degrees 19 minutes 27 seconds West, parallel to said North line, 206.52 feet to a point distant 326.50 feet Easterly from the West line of said East 1/2; thence North 1 degree 23 minutes 31 seconds West, parallel to said West line 200.00 feet to the North line of said East 1/2; thence North 89 degrees 19 minutes 27 seconds East, along said North line, 1000.19 feet to the point beginning and there terminating; TOGETHER WITH an easement for ingress and egress over a 60 foot parcel of land measured 30 feet each side of a line which is parallel to and 230 feet Southerly from the Northerly line of Northeast Quarter of the Southwest Quarter, Section 34, Township 30, Range 21, and extending 584.5 feet East from the West line of said Northeast Quarter of the Southwest Quarter and there terminating in the center of a circle having a radius of 60 feet the arc so circumscribed also being part of the conveyance. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $265,992.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 28, 2013, or the next business day if January 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 14, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-18CB, Mortgage Pass-Through Certificates, Series 2006-18CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025223F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 27, 2012 at 10:00 AM has been postponed to August 27, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: July 17, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-18CB, Mortgage Pass-Through Certificates, Series 2006-18CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 27, 2012 at 10:00 AM has been postponed to September 27, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: July 24, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-18CB, Mortgage Pass-Through Certificates, Series 2006-18CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025223F01 Published in the FOREST LAKE TIMES August 30, 2012 3095279


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 09, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,500.00 MORTGAGOR(S): Mark B. Whitcomb and Angela C. Whitcomb, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Equity Source Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 25, 2004 Washington County Recorder Document Number: 3443057 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Benefit of the Certificateholders of the CWALT, Inc., Alternative Loan Trust 2004-13CB, Mortgage Pass Through Certificates, Series 2004-13CB Dated: February 29, 2012 Recorded: March 09, 2012 Washington County Recorder Document Number: 3878601 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100060677002307551 Lender or Broker: Equity Source Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 6910 Skylark Ct S, Cottage Grove, MN 55016-1719 Tax Parcel ID Number: 06-027-21-43-0038 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Pine Summit 1st Addition, Common Interest Community No. 150 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $231,567.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 24, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 25, 2013, or the next business day if February 25, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 12, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Benefit of the Certificateholders of the CWALT, Inc., Alternative Loan Trust 2004-13CB, Mortgage Pass Through Certificates, Series 2004-13CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025479F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 24, 2012 at 10:00 AM has been postponed to September 24, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: August 10, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Benefit of the Certificateholders of the CWALT, Inc., Alternative Loan Trust 2004-13CB, Mortgage Pass Through Certificates, Series 2004-13CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025479F01 Published in the FOREST LAKE TIMES August 30, 2012 3121948


1010 LG Mortgage Foreclosures

12-083237 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,000.00 MORTGAGOR(S): Theresa M. Tweed, unmarried MORTGAGEE: Charter One, a division of RBS Citizens, N.A. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Charter One, a division of RBS Citizens, N.A. SERVICER: RBS Citizens, N.A. DATE AND PLACE OF FILING: Filed June 24, 2008, Washington County Recorder, as Document Number 3697880 ASSIGNMENTS OF MORTGAGE: Assigned to: RBS Citizens, N.A.; Dated: July 11, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 13, Wind Wood Plat Two PROPERTY ADDRESS: 6820 Thames Road, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 19.028.21.14.0007 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $45,870.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 12, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 17, 2012 RBS Citizens, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27 October 4, 2012 3123550


1010 LG Mortgage Foreclosures

12-084602 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 21, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $246,187.00 MORTGAGOR(S): Nancy Elaine Lundblad, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed November 1, 2011, Washington County Recorder, as Document Number 3860411 ASSIGNMENTS OF MORTGAGE: Assigned to: GMAC Mortgage, LLC; Dated: July 13, 2012 filed: July 24, 2012, recorded as document number 3898405 MORTGAGE ORIGINATOR: Not Applicable TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENTS MORTGAGE ID NUMBER: 1003109-0000630230-5 SERVICER: GMAC Mortgage, LLC LENDER: GSF Mortgage Corporation LEGAL DESCRIPTION OF PROPERTY: That part of Government Lot 4 and that part of the Northwest Quarter of Section 33, Township 27 North, Range 21 West, described as follows: Commencing at the Northwest corner of Lot 23, House's Island View, as platted and on file of record in the office of the County Recorder of Washington County, Minnesota; thence South 86 degrees 40 minutes West (record plat bearing) along the North line of House's Island View 312.1 feet to an iron stake, the point of beginning of the tract to be described; thence North 1 degree 40 minutes East parallel with the East line of the Northwest Quarter of Section 33 a distance of 1414.9 feet to the North line of Section 33; thence North 88 degrees 6 minutes West along the North line of Section 33 a distance of 187.1 feet; thence South 3 degrees 16 minutes West 351 feet to an iron stake; thence South 8 degrees 39 minutes West 970 feet to an iron stake; thence South 1 degree 17 minutes West 129.5 feet to an iron stake on the North line of Lot 29, House's Island View; thence North 86 degrees 40 minutes East along the North line of House's Island View 315 feet to the point of beginning. STREET ADDRESS OF PROPERTY: 8451 110th St S, Cottage Grove, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington TAX PARCEL IDENTIFICATION NUMBER: 33-027-21-21-0003 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $249,295.46 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 15, 2013. Dated: August 20, 2012 GMAC Mortgage, LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3124579


1010 LG Mortgage Foreclosures

12-084547 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 2, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,000.00 MORTGAGOR(S): William R. Negroni-Cintron and Elga M. Martinez-Torrez, husband and wife MORTGAGEE: Timberland Mortgage Services, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Timberland Mortgage Services, Inc. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed October 8, 2004, Washington County Recorder, as Document Number 3471480 ASSIGNMENTS OF MORTGAGE: Assigned to: Countrywide Document Custody Services, A Division of Treasury Bank, N.A.; Dated: April 2, 2004 filed: October 8, 2004, recorded as document number 3471481 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 3, Savanna Oaks North 3rd Addition, Common Interest Community No. 130 PROPERTY ADDRESS: 8426 Savanna Oaks Lane, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 16.028.21.34.0026 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $200,796.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 11, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 21, 2012 BANK OF AMERICA, N.A. SUCCESSOR BY MERGER TO COUNTRYWIDE BANK, N.A. FKA COUNTRYWIDE BANK, FSB, FKA COUNTRYWIDE BANK N.A, FKA COUNTRYWIDE DOCUMENT CUSTODY SERVICES, A DIVISION OF TREASURY BANK, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3125018


1010 LG Mortgage Foreclosures

11-073307 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 8, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,000.00 MORTGAGOR(S): Nancy T. Heaney, an unmarried woman MORTGAGEE: JPMorgan Chase Bank, National Association, successor in interest by purchase from the FDIC as Receiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FA LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: JPMorgan Chase Bank, National Association, successor in interest by purchase from the FDIC as Receiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FA SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed November 29, 2004, Washington County Recorder, as Document Number 3481739 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 2, Rice Lake Meadows PROPERTY ADDRESS: 6010 146th Street, Hugo, MN 55038 PROPERTY IDENTIFICATION NUMBER: 20.031.21.14.0046 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $102,727.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 11, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 21, 2012 JPMorgan Chase Bank, National Association Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3125129


1010 LG Mortgage Foreclosures

12-084379 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 14, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,700.00 MORTGAGOR(S): Collette M. Erichsen, FKA Collette M. Bell and Edward Leigh Erichsen, Jr., wife and husband MORTGAGEE: Countrywide Home Loans, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Countrywide Home Loans, Inc. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed December 17, 2003, Washington County Registrar of Titles, as Document Number 1140204 ASSIGNMENTS OF MORTGAGE: Assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP; Dated: July 19, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot Seventeen (17), Block Six (6), Thompson's Grove 3rd Addition REGISTERED PROPERTY PROPERTY ADDRESS: 8720 Greenway Ave S, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 18.027.21.42.0052 Certificate No. 52899 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $127,819.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 15, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 21, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3125284


1010 LG Mortgage Foreclosures

11-072672 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $416,250.00 MORTGAGOR(S): Tracy J. DeBruzzi and Sheryl K. DeBruzzi, husband and wife MORTGAGEE: JPMorgan Chase Bank, National Association, successor in interest by purchase from the FDIC as Receiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FA. LENDER: JPMorgan Chase Bank, National Association, successor in interest by purchase from the FDIC as Receiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FA. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed June 7, 2006, Washington County Recorder, as Document Number 3588773 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Oak Run Shores, 5th Addition PROPERTY ADDRESS: 8424 9th St N, Oakdale, MN 55128 PROPERTY IDENTIFICATION NUMBER: 33.029.21.21.0018 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $454,009.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 23, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 25, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 3, 2012 JPMorgan Chase Bank, National Association Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 23, 2012, at 10:00 AM, has been postponed to September 24, 2012, at 10:00 AM, located at Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by March 25, 2013 at 11:59 PM. Dated: August 21, 2012. JPMorgan Chase Bank, National Association Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Mortgagee Published in the FOREST LAKE TIMES August 30, 2012 3126086


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,342.00 MORTGAGOR(S): Osbaldo M Centeno and Merlyn Z Portillo, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 23, 2009 Washington County Recorder Document Number: 3726630 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: September 14, 2010 Recorded: September 15, 2010 Washington County Recorder Document Number: 3807468 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100257100030081075 Lender or Broker: MidCountry Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 7867 Rimbley Rd, Woodbury, MN 55125-1643 Tax Parcel ID Number: 17.028.21.11.0111 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 5, Ridgegate Patio Homes, Washington County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,533.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017068F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 05, 2010 at 10:00 AM has been postponed to December 07, 2010 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: October 29, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 07, 2010 at 10:00 AM has been postponed to January 07, 2011 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 07, 2011 at 10:00 AM has been postponed to January 26, 2011 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: December 30, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 26, 2011 at 10:00 AM has been postponed to February 09, 2011 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: January 20, 2011 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 09, 2011 at 10:00 AM has been postponed to March 01, 2011 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: January 28, 2011 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 01, 2011 at 10:00 AM has been postponed to June 01, 2011 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: February 15, 2011 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 01, 2011 at 10:00 AM has been postponed to August 01, 2011 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: May 16, 2011 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 01, 2011 at 10:00 AM has been postponed to October 03, 2011 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: July 13, 2011 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 03, 2011 at 10:00 AM has been postponed to December 02, 2011 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: September 20, 2011 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2011 at 10:00 AM has been postponed to January 31, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: November 11, 2011 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 31, 2012 at 10:00 AM has been postponed to March 05, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: January 30, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 05, 2012 at 10:00 AM has been postponed to May 07, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: February 14, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 07, 2012 at 10:00 AM has been postponed to August 06, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: March 27, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2012 at 10:00 AM has been postponed to September 05, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: July 12, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 05, 2012 at 10:00 AM has been postponed to October 05, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: August 21, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017068F01 Published in the FOREST LAKE TIMES August 30, 2012 3126389


1010 LG Mortgage Foreclosures

12-084859 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $292,000.00 MORTGAGOR(S): Gary L. Pressley and Lisa A. Wiger, as husband and wife MORTGAGEE: CitiMortgage, Inc., as successor by merger to ABN AMRO Mortgage Group, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: CitiMortgage, Inc., as successor by merger to ABN AMRO Mortgage Group, Inc. SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed October 18, 2004, Washington County Registrar of Titles, as Document Number 1150661 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Hidden Valley 3rd Addition REGISTERED PROPERTY PROPERTY ADDRESS: 7576 74th Street, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 08.027.21.13.0080 Certificate No. 45415 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $189,986.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 21, 2012 CitiMortgage, Inc. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3126417


1010 LG Mortgage Foreclosures

12-084713 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 18, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $278,910.00 MORTGAGOR(S): Ruth D. McCants, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100057400003538750 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Pulte Mortgage LLC SERVICER: Seterus, Inc. DATE AND PLACE OF FILING: Filed December 31, 2007, Washington County Recorder, as Document Number 3675110 ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association; Dated: June 8, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 27, Fairway Meadows, CIC No. 220 PROPERTY ADDRESS: 2249 Woodcrest Dr, Woodbury, MN 55129 PROPERTY IDENTIFICATION NUMBER: 14 028 21 14 0016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $274,372.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 22, 2012 Federal National Mortgage Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3127807


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,000.00 MORTGAGOR(S): Paul J. Nord, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 29, 2007 Washington County Recorder Document Number: 3645499 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank Trust National Association, as Trustee for LSF7 NPL VII Trust Dated: August 16, 2011 Recorded: August 22, 2011 Washington County Recorder Document Number: 3851436 And assigned to: U.S. Bank Trust, N.A., as Trustee for VOLT Asset Holdings NPL3 Dated: August 13, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000188010 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Vericrest Financial, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 8335 Manning Ave N, Stillwater, MN 55082-8420 Tax Parcel ID Number: 19.030.20.32.0001 LEGAL DESCRIPTION OF PROPERTY: The South Three hundred (300.00) feet of the North Twelve hundred (1200.00) feet of all that part of the West Seven hundred twenty-six (726.00) feet of the Northwest Quarter of the Southwest Quarter (NW 1/4 of SW 1/4) of Section Nineteen (19), Township Thirty (30) North, Range Twenty (20) West, Stillwater Township, Washington County, Minnesota, which lies South of the following described line: Beginning at a point in the West line of said Northwest Quarter of Southwest Quarter (NW 1/4 of SW 1/4), said point being One hundred seventeen and nine-tenths (117.9) feet South of the Northwest corner thereof; thence East to a point in the East line of said Northwest Quarter of Southwest Quarter (NW 1/4 of SW 1/4), said point being One hundred thirteen and four-tenths (113.4) feet South of the Northeast corner thereof. The above described line being the southerly right-of-way of the Northern Pacific Railroad. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $279,283.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 12, 2013, or the next business day if April 12, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank Trust, N.A., as Trustee for VOLT Asset Holdings NPL3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025407F01 Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3128050


1010 LG Mortgage Foreclosures

10-064928 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,584.00 MORTGAGOR(S): Mandi M. Korlin, an unmarried woman MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB formerly known as World Savings Bank, FSB LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB formerly known as World Savings Bank, FSB SERVICER: Wells Fargo Home Mortgage a division of Wells Fargo Bank , N.A. DATE AND PLACE OF FILING: Filed June 15, 2006, Washington County Recorder, as Document Number 3590265 LEGAL DESCRIPTION OF PROPERTY: Unit No. 104, Common Interest Community No. 248, A Condominium, Winward PROPERTY ADDRESS: 10754 Falling Water Ln Unit D, Woodbury, MN 55129 PROPERTY IDENTIFICATION NUMBER: 11.028.21.43.0089 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $278,046.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 22, 2012 Wells Fargo Bank, N.A. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3128089


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 20, 2009 MORTGAGOR: Luke T. Hannahan, a single person and Stephen P. King, a married person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 11, 2009 Washington County Recorder, Document No. 3771093. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000130096 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 6840 Lake Elmo Avenue North, Grant, MN 55082 TAX PARCEL I.D. #: 35.030.21.11.0001 LEGAL DESCRIPTION OF PROPERTY: The North one-half (N 1/2) of the Southeast Quarter (SE 1/4) of the Northeast Quarter (NE 1/4) of the Northeast Quarter (NE 1/4) of Sec. 35, T30N, R21W, Washington County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$158,083.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$165,618.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 24, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 18, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-302-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 16, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN, in said county and state. Dated: August 23, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-30-302-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the FOREST LAKE TIMES August 30, 2012 3129383


1010 LG Mortgage Foreclosures

12-080437 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,200.00 MORTGAGOR(S): Kelly McNeely, a single person MORTGAGEE: Wells Fargo Bank, NA LENDER: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed December 13, 2005, Washington County Recorder, as Document Number 3557688 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association, as Trustee for Wells Fargo Home Equity Asset Backed Certificates, Series 2005-4; Dated: February 3, 2012 filed: February 8, 2012, recorded as document number 3874066 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1, CIC No. 110, Quarry Ridge, a Condominium PROPERTY ADDRESS: 8718 Quarry Rdg Ln Unit E, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 16.028.21.13.0022 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $139,614.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 21, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 21, 2012. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 25, 2012 HSBC Bank USA, National Association, as Trustee for Wells Fargo Home Equity Asset Backed Certificates, Series 2005-4 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 21, 2012, at 10:00 AM, has been postponed to July 23, 2012, at 10:00 AM, located at Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by January 23, 2013 at 11:59 PM. Dated: June 22, 2012. HSBC Bank USA, National Association, as Trustee for Wells Fargo Home Equity Asset Backed Certificates, Series 2005-4 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 23, 2012, at 10:00 a.m., has been postponed to August 28, 2012, at 10:00 a.m., located at Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by February 28, 2013 at 11:59 PM. Dated: July 17, 2012. HSBC Bank USA, National Association, as Trustee for Wells Fargo Home Equity Asset Backed Certificates, Series 2005-4 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 28, 2012, at 10:00 a.m., has been postponed to September 18, 2012, at 10:00 a.m., located at Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by March 18, 2013 at 11:59 PM. Dated: August 23, 2012. HSBC Bank USA, National Association, as Trustee for Wells Fargo Home Equity Asset Backed Certificates, Series 2005-4 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the FOREST LAKE TIMES August 30, 2012 3129422


1010 LG Mortgage Foreclosures

12-086121 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $420,000.00 MORTGAGOR(S): Jodi L Hunter and Craig A Hunter, wife and husband MORTGAGEE: Tradition Mortgage LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Tradition Mortgage SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed March 16, 2005, Washington County Recorder, as Document Number 3503442 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.; Dated: January 26, 2005 filed: March 16, 2005, recorded as document number 3503443; Thereafter assigned to Bank of America, National Association on December 12, 2011 and recorded on December 21, 2011 as document number 3867545. LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Waters Edge Preserve Together with a perpetual non-exclusive easement for driveway purposes over, under and across that part of said Lot 12, Block 2, Waters Edge Preserve, described as follows: Beginning at the Southwest corner of said Lot 12, (also being the Northwest corner of Lot 11); thence Easterly, along the Southerly line of Lot 12, a distance of 390 feet; thence Northerly, at a right angle, a distance of 75 feet; thence Westerly, at a right angle a distance of 340 feet, more or less, to the Westerly line of said Lot 12; thence Southwesterly, along the Westerly line of Lot 12 to the point of beginning PROPERTY ADDRESS: 23345 Itasca Avenue N, Forest Lake, MN 55025 PROPERTY IDENTIFICATION NUMBER: 02 032 21 42 0004 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $466,198.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 23, 2012 Bank of America, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3129713


1010 LG Mortgage Foreclosures

12-084866 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Jeffrey M. Gambeski, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100232301120066055 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Centennial Mortgage and Funding, Inc. SERVICER: Seterus, Inc. DATE AND PLACE OF FILING: Filed November 14, 2007, Washington County Recorder, as Document Number 3669638 ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association; Dated: June 25, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Oak Meadow PROPERTY ADDRESS: 532 9Th St Sw, Forest Lake, MN 55025 PROPERTY IDENTIFICATION NUMBER: 08.032.21.32.0065 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $197,135.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 23, 2012 Federal National Mortgage Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3130253


1010 LG Mortgage Foreclosures

12-085405 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 9, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $278,002.00 MORTGAGOR(S): Ronald T. Williams, A Single Person MORTGAGEE: Bankers Mortgage Company, LLC LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bankers Mortgage Company, LLC SERVICER: EverBank DATE AND PLACE OF FILING: Filed May 10, 2004, Washington County Recorder, as Document Number 3439779 ASSIGNMENTS OF MORTGAGE: Assigned to: Resource Bancshares Mortgage Group, Inc.; Dated: April 9, 2004 filed: May 10, 2004, recorded as document number 3439780; Thereafter assigned by Corrective Assignment of Mortgage to RBMG, Inc. dated April 9, 2004 recorded September 17, 2004 as Document No. 3467490.Thereafter assigned to Mortgage Electronic Registration Systems, Inc. dated June 21, 2007 recorded July 25, 2007 as Document No. 3653952. Thereafter assigned to EverBank dated August 22, 2012. LEGAL DESCRIPTION OF PROPERTY: Lot 49, Block 1, Eagle Valley 7th Addition PROPERTY ADDRESS: 2515 Grey Eagle Dr, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 14-028-21-41-0061 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $236,062.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 23, 2012 EverBank Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3130286


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,440.00 MORTGAGOR(S): James G. Brier and Anne Brier, husband and wife MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: August 23, 2005 Washington County Recorder Document Number: 3534410 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-Through Certificates, Series NC 2005-HE8 Dated: July 28, 2011 Recorded: August 10, 2011 Washington County Recorder Document Number: 3850378 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 8360 Isle Ave S, Cottage Grove, MN 55016-3241 Tax Parcel ID Number: 16-027-21-14-0047 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Thompson Grove Estates 12th Addition, Washington County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $274,690.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 12, 2013, or the next business day if April 12, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-Through Certificates, Series NC 2005-HE8 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021626F04 Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3130355


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2010 MORTGAGOR:Kristin Bosard and Leo Bosard, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:Filed November 16, 2010, Washington County Registrar of Titles, Document No. 1202885 on Certificate of Title No. 67467. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000667419 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, dba Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1911 1st Avenue, Newport, MN 55055 TAX PARCEL I.D. #: 2602822440053 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, Red Rock Villas, Washington County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,175.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$167,005.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 11, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12318 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 28, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN, in said county and state. Dated: July 14, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12318 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 13, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN, in said county and state. Dated: August 28, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12318 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the FOREST LAKE TIMES August 30, 2012 3133731


1010 LG Mortgage Foreclosures

11-074702 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $527,920.00 MORTGAGOR(S): Bradley A. Cartier and Mun-Peng Tan, husband and wife MORTGAGEE: Wells Fargo Bank, NA LENDER: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed August 28, 2006, Washington County Recorder, as Document Number 3603508 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates Series 2006-13; Dated: August 10, 2011 filed: September 1, 2011, recorded as document number 3852551 LEGAL DESCRIPTION OF PROPERTY: All of Lot 3, Block 2, and all of Lot 2, Block 2, except that part of Lot 2, Block 2, lying Easterly of a line parallel with and distant 25 feet Westerly as measured at right angles from the common line between Lots 1 and 2, Block 2, all in Forest Grove Heights PROPERTY ADDRESS: 21441 Iverson Ave N, Forest Lake, MN 55025 PROPERTY IDENTIFICATION NUMBER: 14.032.21.31.0041 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $560,156.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 1, 2012. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 31, 2012 HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates Series 2006-13 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 29, 2012, at 10:00 a.m., was postponed to August 29, 2012 at 10:00 am, pursuant to MN Statute 580.07, subdivision 2, that subsequently the above referenced sale was postponed to November 29, 2012 at 10:00am, located at Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by May 29, 2013 at 11:59 PM. Dated: August 29, 2012. HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates Series 2006-13 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the FOREST LAKE TIMES August 30, 2012 3134106


1122 LG Order To Show Cause

IN PROCEEDINGS SUBSEQUENT TO INITIAL REGISTRATION OF LAND COURT FILE NO. 82-CV-12-3322 STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT ORDER TO SHOW CAUSE In the Matter of the Petition of: Deutsche Bank Trust Company Americas as Trustee, In Relation to Certificate of Title No.61894 issued for Land in the County of Washington and State of Minnesota and legally described as: The North 18.48 feet of the South 146.28 feet of Tract 'M" of REGISTERED LAND SURVEY No. 76, as the same is on file and of record in the office of the Registrar of Titles in and for the County of Washington and State of Minnesota. (It is intended that the North and South lines of the above described Tract run along the centerline of party walls) TO: Cerlita Harbeson and Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial Network, Inc. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter: IT IS ORDERED, that you, and all persons interested, appear before this Court on the 10th day of September, 2012, at 9:00 a.m., Washington County Government Center Stillwater, MN, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles of Washington County, upon the filing of a certified copy of this Order, cancel Certificate of title No. 61894 and enter a new certificate of title for the land therein described in favor of Deutsche Bank Trust Company Americas as Trustee, c/o GMAC Mortgage, LLC 1100 Virginia Dr., Fort Washington, PA 19034, subject to the existing recitals and free from all memorials now appearing on the present Certificate of Title, the last of which is Document No. 121400 , and free also from the memorial of this Order except the Registrar of Titles shall carry forward the memorials of Doc No. 31933. IT IS FURTHER ORDERED, That this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) upon each of the above-named parties who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated, (d) upon a dissolved, withdrawn, or revoked business entity governed by Minn. Stat. Chp. 302A, 303, 317A, 322A, 322B, or 323 in the manner provided by Minn. Stat. § 5.25. Approved: Examiner of Titles Dated: July 12, 2012 By: Edward W. Simonet Examiner of Titles BY THE COURT: Tad Jude Judge of District Court Robert Q. Williams Wilford, Geske & Cook P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 (Phone) (651) 209-3339 (Fax) File ID No. 020726F01 Attendance is not required at said time except to object to the entry of the above-described Order. Published in the FOREST LAKE TIMES August 23, 30, 2012 3118567


1139 LG City of Wyoming

PUBLIC HEARING The City of Wyoming Planning Commission will hold a public hearing at the Wyoming City Hall, 26885 Forest Boulevard on Tuesday, September 11, 2012 at 7:00 P.M. to consider the adoption of the following ordinance amending and replacing the City of Wyoming Code of Ordinances, Ordinance no. 2012-04 - an ordinance amending the City of Wyoming Code of Ordinances, Chapter 8, Animals; establishing regulations for the keeping of livestock, prohibited animals, animals running at large, number of animals permitted to be kept, animal pound, and the keeping of urban fowl within The City of Wyoming. Copies of the draft ordinances are available at the Wyoming City Hall for public review. The draft ordinance is also posted on the City website at wyomingmn.org. Notice is hereby given that there may be a majority of the City of Wyoming City Council in attendance at the public hearing. Frederick E. Weck, IV Zoning Administrator Published in the FOREST LAKE TIMES August 30, 2012 3131766



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