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1010 LG Mortgage Foreclosures

12-083434 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $520,000.00 MORTGAGOR(S): Ronald E. Noden, and Jennifer M. Noden, Husband and Wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001337-0002216554-5 LENDER: Countrywide Bank, FSB SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed August 20, 2007, Washington County Recorder, as Document Number 3657859 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, N.A. as Trustee on behalf of the Trust Fund, SARM 2007-9 0; Dated: December 13, 2011 filed: December 20, 2011, recorded as document number 3867295; Thereafter corrected by Corrective Assignment of Mortgage to correct assignee to HSBC Bank USA, National Association as Trustee, on Behalf of the Trust Fund, SARM 2007-9 dated June 27, 2012 recorded July 5, 2012 as document number 3895553. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Otchipwe Trails, CIC No. 159 PROPERTY ADDRESS: 14665 109th St N, Stillwater, MN 55082 PROPERTY IDENTIFICATION NUMBER: 09.030.20.12.0009 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $593,370.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 28, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 1, 2012 HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE, ON BEHALF OF THE TRUST FUND, SARM 2007-9 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 16, 23, 30 September 6, 13, 20, 2012 3103710


1010 LG Mortgage Foreclosures

12-085054 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 19, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,011.00 MORTGAGOR(S): Curtis J. Lee Sr. and Coretha M. Lee, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020000451722288 LENDER: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed July 8, 2009, Washington County Recorder, as Document Number 3749042 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: July 17, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Pine Glen PROPERTY ADDRESS: 9430 Hale Avenue, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 20.027.21.23.0058 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $173,286.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 28, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 2, 2012 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 16, 23, 30, September 6, 13, 20, 2012 3105569


1010 LG Mortgage Foreclosures

11-076979 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 9, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,250.00 MORTGAGOR(S): Andrew J. Louvar and Jaqueline H. Louvar, husband and wife MORTGAGEE: Aames Funding Corporation DBA Aames Homes Loan LENDER: Aames Funding Corporation DBA Aames Homes Loan SERVICER: America's Servicing Company DATE AND PLACE OF FILING: Filed February 27, 2006, Washington County Registrar of Titles, as Document Number 1165082 ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2006-4, Home Equity Pass-Through Certificates, Series 2006-4; Dated: December 28, 2011 filed: February 9, 2012, recorded as document number 1211481 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Rolling Hills 4th Addition REGISTERED PROPERTY PROPERTY ADDRESS: 7595 Homestead Ave, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 08.027.21.41.0030 CERT NO. 47975 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $187,605.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 3, 2012 US Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2006-4, Home Equity Pass-Through Certificates, Series 2006-4 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 16, 23, 30, September 6, 13, 20, 2012 3106509


1010 LG Mortgage Foreclosures

12-085488 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $246,050.00 MORTGAGOR(S): Michael R Kloos, a single person MORTGAGEE: Wells Fargo Bank, N.A. LENDER: Wells Fargo Bank, N.A. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed July 18, 2007, Washington County Recorder, as Document Number 3652786 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 8, Park Hills 3rd Addition PROPERTY ADDRESS: 6281 Birchwood Road, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 07 028 21 21 0079 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $255,654.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 6, 2012 Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 16, 23, 30, September 6, 13, 20, 2012 3107963


1010 LG Mortgage Foreclosures

12-082896 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 8, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Jaimy Schreiner and Dondie Schreiner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100196800030687292 LENDER: Home Loan Center, Inc. dba LendingTree Loans SERVICER: Nationstar Mortgage DATE AND PLACE OF FILING: Filed January 30, 2007, Washington County Recorder, as Document Number 3627329 ASSIGNMENTS OF MORTGAGE: Assigned to: Countrywide Home Loans Servicing LP; Dated: December 12, 2008 filed: January 2, 2009, recorded as document number 3720045; Thereafter assigned to Nationstar Mortgage, LLC, dated May 17, 2012. LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 254, Division 3, Of St. Paul Park PROPERTY ADDRESS: 631 Portland Ave, St Paul Park, MN 55071 PROPERTY IDENTIFICATION NUMBER: 12 027 22 12 0053 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $132,894.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 6, 2012 Nationstar Mortgage, LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 16, 23, 30 September 6, 13, 20, 2012 3108232


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,000.00 MORTGAGOR(S): Nancy Lee Johnson, a single woman MORTGAGEE: Liberty Reverse Mortgage, Inc. DATE AND PLACE OF REGISTERING: Registered: June 13, 2007 Washington County Registrar of Titles Document Number: 1178079 ASSIGNMENTS OF MORTGAGE: And assigned to: Seattle Mortgage Company Dated: May 21, 2007 Registered: June 13, 2007 Washington County Registrar of Titles Document Number: 1178080 And assigned to: Mortgage Electronic Registration Systems, Inc Dated: November 13, 2007 Registered: April 22, 2008 Washington County Registrar of Titles Document Number: 1184164 And assigned to: Reverse Mortgage Solutions, Inc. Dated: June 27, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139220044380208 Lender or Broker: Liberty Reverse Mortgage, Inc. Residential Mortgage Servicer: Reverse Mortgage Solutions, Inc Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 21242 COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 7806 Hadley Ave S, Cottage Grove, MN 55016-2651 Tax Parcel ID Number: 07-027-21-43-0006 LEGAL DESCRIPTION OF PROPERTY: All the tract or parcel of land lying and being in the County of Washington and State of Minnesota, described as follows, to-wit: Lot One (1), Block One (1), Thompson's Grove 8th Addition, according to the duly recorded plat thereof, including any part or portion of any street or alley adjacent to said premises heretofore vacated or to be vacated, County of Washington, State of Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,928.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 30, 2013, or the next business day if September 30, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 16, 2012 ASSIGNEE OF MORTGAGEE: Reverse Mortgage Solutions, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025280F01 Published in the FOREST LAKE TIMES August 16, 23, 30, September 6, 13, 20, 2012 3109642


1010 LG Mortgage Foreclosures

12-085396 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 16, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,800.00 MORTGAGOR(S): Steven P. Racette and Tina M. Racette, husband and wife MORTGAGEE: Wells Fargo Home Mortgage, Inc. LENDER: Wells Fargo Home Mortgage, Inc. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed April 5, 2004, Washington County Registrar of Titles, as Document Number 1143782 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-eight (28), Block Two (2), Hidden Valley Addition REGISTERED PROPERTY PROPERTY ADDRESS: 7441 Hidden Valley Trl S, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 08 027 21 13 0048 Certificate No. 67761 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $226,656.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 7, 2012 Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 16, 23, 30, September 6, 13, 20, 2012 3109733


1010 LG Mortgage Foreclosures

12-085786 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,511.00 MORTGAGOR(S): David C. Pett and Jessica M. Pett FKA Jessica M. Oswald, Husband and Wife MORTGAGEE: Wells Fargo Bank, N.A. LENDER: Wells Fargo Bank, N.A. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed February 15, 2011, Washington County Registrar of Titles, as Document Number 1204836 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen (18), Block Two (2), Swager Bros. 6th Addition REGISTERED PROPERTY PROPERTY ADDRESS: 14496 55th Street North, Oak Park Heights, MN 55082 PROPERTY IDENTIFICATION NUMBER: 04.029.20.24.0083 Cert # 64585 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $216,490.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 8, 2012 Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 16, 23, 30 September 6, 13, 20, 2012 3111255


1010 LG Mortgage Foreclosures

12-085828 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 28, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $241,214.00 MORTGAGOR(S): Ifrah A. Yusuf and Badri Y. Issa, husband and wife MORTGAGEE: Homeservices Lending, LLC Series A dba Edina Realty Mortgage LENDER: Homeservices Lending, LLC Series A dba Edina Realty Mortgage SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed April 7, 2008, Washington County Registrar of Titles, as Document Number 1183880 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.; Dated: November 6, 2008 filed: January 8, 2009, recorded as document number 1188776 LEGAL DESCRIPTION OF PROPERTY: Lot Thirteen (13), Block Three (3), Brandon Heights REGISTERED PROPERTY PROPERTY ADDRESS: 7124 41St St, Oakdale, MN 55128 PROPERTY IDENTIFICATION NUMBER: 08.029.21.33.0057 Cert No. 64991 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $249,464.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 10, 2012 Wells Fargo Bank, NA, successor by merger to Wells Fargo Home Mortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 16, 23, 30 September 6, 13, 20, 2012 3114085


1010 LG Mortgage Foreclosures

12-080745 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,061.00 MORTGAGOR(S): Cindy L. Karnes, A Single Person MORTGAGEE: Wells Fargo Bank, N.A. LENDER: Wells Fargo Bank, N.A. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed June 11, 2009, Washington County Recorder, as Document Number 3744318 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, The Country Villas of Oak Run Shores, Common Interest Community No. 94 PROPERTY ADDRESS: 413 Hickory Lane N, Oakdale, MN 55128 PROPERTY IDENTIFICATION NUMBER: 32.029.21.41.0079 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $181,623.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 11, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 13, 2012 Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 23, 30, September 6, 13, 20, 27, 2012 3115755


1010 LG Mortgage Foreclosures

12-084888 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 14, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Robert Louis Stephenson Jr. & Teresa A. Stephenson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000619-0231600013-3 LENDER: Summit Mortgage Corporation SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed December 26, 2002, Washington County Recorder, as Document Number 3295844 ASSIGNMENTS OF MORTGAGE: Assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP; Dated: March 14, 2012 filed: March 27, 2012, recorded as document number 3881018 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Copper Oaks Second Addition PROPERTY ADDRESS: 3056 Copper Oaks Circle, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 20.028.21.12.0063 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $186,574.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 14, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 23, 30, September 6, 13, 20, 27, 2012 3115789


1010 LG Mortgage Foreclosures

12-082170 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,840.00 MORTGAGOR(S): Chantal M. Doriott, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100057400002519645 LENDER: Pulte Mortgage LLC SERVICER: Seterus, Inc. DATE AND PLACE OF FILING: Filed January 9, 2006, Washington County Recorder, as Document Number 3562852 ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC; Dated: September 15, 2010 filed: September 16, 2010, recorded as document number 3807589; Thereafter assigned to Federal National Mortgage Association, dated August 2, 2011, recorded November 2, 2011 as document number 3860562. LEGAL DESCRIPTION OF PROPERTY: Lot 53, Block 13, CIC No. 259, Waters Edge, Washington County PROPERTY ADDRESS: 5173 Farnham Dr. N, Hugo, MN 55038 PROPERTY IDENTIFICATION NUMBER: 18.031.21.14.0097 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $208,718.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 11, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 14, 2012 Federal National Mortgage Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 23, 30, September 6, 13, 20, 27, 2012 3119619


1010 LG Mortgage Foreclosures

12-084723 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,500.00 MORTGAGOR(S): Eugene M. Lund, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100061907000028365 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Summit Mortgage Corporation SERVICER: Seterus, Inc. DATE AND PLACE OF FILING: Filed June 12, 2007, Washington County Recorder, as Document Number 3647894 ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association; Dated: July 13, 2012 LEGAL DESCRIPTION OF PROPERTY: The North One Hundred Sixty-five (165) feet of the South Four Hundred Ninety-five (495) feet of the East-half of the Northeast Quarter of the Southwest Quarter (E 1/2 of NE 1/4 of SW 1/4) of Section Twenty-Eight (28), Township Twenty-nine (29) North, Range Twenty (20) West, except the Easterly Sixty-six (66) feet thereof for public roadway PROPERTY ADDRESS: 1294 Omaha Ave N, Stillwater, MN 55082 PROPERTY IDENTIFICATION NUMBER: 28 029 20 31 0013 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $264,615.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 11, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 15, 2012 Federal National Mortgage Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 23, 30, September 6, 13, 20, 27, 2012 3120593


1010 LG Mortgage Foreclosures

12-083941 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $304,500.00 MORTGAGOR(S): Darrell T. Roth and Quenby E. Roth, husband and wife MORTGAGEE: American Home Finance, LTD. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: American Home Finance, LTD. SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed April 4, 2005, Washington County Recorder, as Document Number 3506252 ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. by Findings of Fact, Conclusions of Law, Order for Judgment and Judgment; Dated: September 2, 2011 filed: September 21, 2011, recorded as document number 3854946 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Border Oaks PROPERTY ADDRESS: 887 Deer Oak Run, Mahtomedi, MN 55115 PROPERTY IDENTIFICATION NUMBER: 20 030 21 44 0065 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $316,092.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 11, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 15, 2012 CitiMortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 23, 30, September 6, 13, 20, 27, 2012 3120662


1010 LG Mortgage Foreclosures

12-085253 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 11, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $346,000.00 MORTGAGOR(S): Soua Xiong, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000179-3517030175-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Provident Funding Associates, L.P. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed April 24, 2007, Washington County Recorder, as Document Number 3640713 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP; Dated: October 24, 2011 filed: November 1, 2011, recorded as document number 3860304 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Pine Meadow 3rd Addition PROPERTY ADDRESS: 8400 Jody Lane South, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 15 027 21 13 0064 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $352,122.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 16, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 23, 30, September 6, 13, 20, 27, 2012 3121345


1010 LG Mortgage Foreclosures

11-072114 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 3, 1997 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $110,000.00 MORTGAGOR(S): Carolyn E. Franceschi, a single person MORTGAGEE: Amerus Mortgage Inc. d/b/a Edina Realty Mortgage LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Amerus Mortgage Inc. d/b/a Edina Realty Mortgage SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed June 26, 1997, Washington County Recorder, as Document Number 936005, Thereafter modified by Modification of Deed of Trust Balloon Loan Modification Agreement dated June 1, 2004 and recorded August 11, 2004 as Document No. 3459368 ASSIGNMENTS OF MORTGAGE: Assigned to: Amerus Bank; Dated: July 24, 1998 filed: March 2, 1999, recorded as document number 3034158; Thereafter assigned to JPMorgan Chase Bank, National Association dated February 14, 2011and recorded on June 13, 2012 as Document Number 3892716. LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, The Seasons Sixth Addition PROPERTY ADDRESS: 806 Winterberry Drive, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 04-028-21-43-0009 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $89,636.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 16, 2012 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 23, 30, September 6, 13, 20, 27, 2012 3121967


1010 LG Mortgage Foreclosures

12-085233 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $382,057.00 MORTGAGOR(S): Maurice J. Wenker and Paula R Wenker, husband and wife MORTGAGEE: Wells Fargo Home Mortgage, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Home Mortgage, Inc. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed May 4, 2004, Washington County Recorder, as Document Number 3438623 ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, as Trustee, successor in interest to Wachovia Bank, National Association, as Trustee for Banc of America Funding 2004-A Trust; Dated: March 26, 2012 filed: March 30, 2012, recorded as document number 3881598 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Summit @ Highland Hills PROPERTY ADDRESS: 6080 Summit Curve, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 06 027 21 12 0015 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $381,605.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 11, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 17, 2012 US Bank National Association, as Trustee, successor in interest toWachovia Bank, National Association, as Trustee for Banc of America Funding 2004-A Trust Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 23, 30, September 6, 13, 20, 27, 2012 3123559


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,000.00 MORTGAGOR(S): Donald J. Ewaldt, a single person MORTGAGEE: Seattle Mortgage Company DATE AND PLACE OF RECORDING: Recorded: February 19, 2004 Washington County Recorder Document Number: 3424228 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: July 09, 2007 Recorded: July 31, 2007 Washington County Recorder Document Number: 3654940 And assigned to: Reverse Mortgage Solutions, Inc. Dated: March 27, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Seattle Mortgage Company Residential Mortgage Servicer: Reverse Mortgage Solutions, Inc Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 225 Frankland St, Mahtomedi, MN 55115-2090 Tax Parcel ID Number: 29-030-21-43-0057 LEGAL DESCRIPTION OF PROPERTY: The West 1/2 of Lots 41 and 42, in Block Nine 9, Glenmar, described as follows: Commencing at the Southeast corner of Lot 41; thence Westerly along the Southerly line of said Lot 41 a distance of 108.65 feet to the point of beginning of the property to be described; thence on a deflection angle of 90 degrees to the right a distance of 149 feet more or less to a point in the Northerly line of Lot 42; thence Northwesterly along said Northerly line a distance of 52.2 feet more or less to the Northern most corner of said Lot 42; thence along the Northwesterly line of Lot 42 a distance of 75.65 feet to the Northwesterly corner of Lot 42; thence along the Westerly line of Lots 42 and 41 a distance of 120 feet to the Southwesterly corner of Lot 41; thence along the Southerly line of Lot 41 a distance of 110 feet to the point of beginning; according to the United States Government Survey thereof, Washington County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,493.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 05, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 07, 2013, or the next business day if October 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: Reverse Mortgage Solutions, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025281F01 Published in the FOREST LAKE TIMES August 23, 30, September 6, 13, 20, 27, 2012 3124789


1010 LG Mortgage Foreclosures

12-083237 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,000.00 MORTGAGOR(S): Theresa M. Tweed, unmarried MORTGAGEE: Charter One, a division of RBS Citizens, N.A. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Charter One, a division of RBS Citizens, N.A. SERVICER: RBS Citizens, N.A. DATE AND PLACE OF FILING: Filed June 24, 2008, Washington County Recorder, as Document Number 3697880 ASSIGNMENTS OF MORTGAGE: Assigned to: RBS Citizens, N.A.; Dated: July 11, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 13, Wind Wood Plat Two PROPERTY ADDRESS: 6820 Thames Road, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 19.028.21.14.0007 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $45,870.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 12, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 17, 2012 RBS Citizens, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27 October 4, 2012 3123550


1010 LG Mortgage Foreclosures

12-084602 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 21, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $246,187.00 MORTGAGOR(S): Nancy Elaine Lundblad, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed November 1, 2011, Washington County Recorder, as Document Number 3860411 ASSIGNMENTS OF MORTGAGE: Assigned to: GMAC Mortgage, LLC; Dated: July 13, 2012 filed: July 24, 2012, recorded as document number 3898405 MORTGAGE ORIGINATOR: Not Applicable TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENTS MORTGAGE ID NUMBER: 1003109-0000630230-5 SERVICER: GMAC Mortgage, LLC LENDER: GSF Mortgage Corporation LEGAL DESCRIPTION OF PROPERTY: That part of Government Lot 4 and that part of the Northwest Quarter of Section 33, Township 27 North, Range 21 West, described as follows: Commencing at the Northwest corner of Lot 23, House's Island View, as platted and on file of record in the office of the County Recorder of Washington County, Minnesota; thence South 86 degrees 40 minutes West (record plat bearing) along the North line of House's Island View 312.1 feet to an iron stake, the point of beginning of the tract to be described; thence North 1 degree 40 minutes East parallel with the East line of the Northwest Quarter of Section 33 a distance of 1414.9 feet to the North line of Section 33; thence North 88 degrees 6 minutes West along the North line of Section 33 a distance of 187.1 feet; thence South 3 degrees 16 minutes West 351 feet to an iron stake; thence South 8 degrees 39 minutes West 970 feet to an iron stake; thence South 1 degree 17 minutes West 129.5 feet to an iron stake on the North line of Lot 29, House's Island View; thence North 86 degrees 40 minutes East along the North line of House's Island View 315 feet to the point of beginning. STREET ADDRESS OF PROPERTY: 8451 110th St S, Cottage Grove, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington TAX PARCEL IDENTIFICATION NUMBER: 33-027-21-21-0003 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $249,295.46 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 15, 2013. Dated: August 20, 2012 GMAC Mortgage, LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3124579


1010 LG Mortgage Foreclosures

12-084547 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 2, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,000.00 MORTGAGOR(S): William R. Negroni-Cintron and Elga M. Martinez-Torrez, husband and wife MORTGAGEE: Timberland Mortgage Services, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Timberland Mortgage Services, Inc. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed October 8, 2004, Washington County Recorder, as Document Number 3471480 ASSIGNMENTS OF MORTGAGE: Assigned to: Countrywide Document Custody Services, A Division of Treasury Bank, N.A.; Dated: April 2, 2004 filed: October 8, 2004, recorded as document number 3471481 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 3, Savanna Oaks North 3rd Addition, Common Interest Community No. 130 PROPERTY ADDRESS: 8426 Savanna Oaks Lane, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 16.028.21.34.0026 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $200,796.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 11, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 21, 2012 BANK OF AMERICA, N.A. SUCCESSOR BY MERGER TO COUNTRYWIDE BANK, N.A. FKA COUNTRYWIDE BANK, FSB, FKA COUNTRYWIDE BANK N.A, FKA COUNTRYWIDE DOCUMENT CUSTODY SERVICES, A DIVISION OF TREASURY BANK, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3125018


1010 LG Mortgage Foreclosures

11-073307 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 8, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,000.00 MORTGAGOR(S): Nancy T. Heaney, an unmarried woman MORTGAGEE: JPMorgan Chase Bank, National Association, successor in interest by purchase from the FDIC as Receiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FA LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: JPMorgan Chase Bank, National Association, successor in interest by purchase from the FDIC as Receiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FA SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed November 29, 2004, Washington County Recorder, as Document Number 3481739 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 2, Rice Lake Meadows PROPERTY ADDRESS: 6010 146th Street, Hugo, MN 55038 PROPERTY IDENTIFICATION NUMBER: 20.031.21.14.0046 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $102,727.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 11, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 21, 2012 JPMorgan Chase Bank, National Association Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3125129


1010 LG Mortgage Foreclosures

12-084379 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 14, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,700.00 MORTGAGOR(S): Collette M. Erichsen, FKA Collette M. Bell and Edward Leigh Erichsen, Jr., wife and husband MORTGAGEE: Countrywide Home Loans, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Countrywide Home Loans, Inc. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed December 17, 2003, Washington County Registrar of Titles, as Document Number 1140204 ASSIGNMENTS OF MORTGAGE: Assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP; Dated: July 19, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot Seventeen (17), Block Six (6), Thompson's Grove 3rd Addition REGISTERED PROPERTY PROPERTY ADDRESS: 8720 Greenway Ave S, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 18.027.21.42.0052 Certificate No. 52899 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $127,819.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 15, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 21, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3125284


1010 LG Mortgage Foreclosures

12-084859 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $292,000.00 MORTGAGOR(S): Gary L. Pressley and Lisa A. Wiger, as husband and wife MORTGAGEE: CitiMortgage, Inc., as successor by merger to ABN AMRO Mortgage Group, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: CitiMortgage, Inc., as successor by merger to ABN AMRO Mortgage Group, Inc. SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed October 18, 2004, Washington County Registrar of Titles, as Document Number 1150661 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Hidden Valley 3rd Addition REGISTERED PROPERTY PROPERTY ADDRESS: 7576 74th Street, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 08.027.21.13.0080 Certificate No. 45415 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $189,986.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 21, 2012 CitiMortgage, Inc. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3126417


1010 LG Mortgage Foreclosures

12-084713 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 18, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $278,910.00 MORTGAGOR(S): Ruth D. McCants, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100057400003538750 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Pulte Mortgage LLC SERVICER: Seterus, Inc. DATE AND PLACE OF FILING: Filed December 31, 2007, Washington County Recorder, as Document Number 3675110 ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association; Dated: June 8, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 27, Fairway Meadows, CIC No. 220 PROPERTY ADDRESS: 2249 Woodcrest Dr, Woodbury, MN 55129 PROPERTY IDENTIFICATION NUMBER: 14 028 21 14 0016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $274,372.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 22, 2012 Federal National Mortgage Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3127807


1010 LG Mortgage Foreclosures

10-064928 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,584.00 MORTGAGOR(S): Mandi M. Korlin, an unmarried woman MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB formerly known as World Savings Bank, FSB LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB formerly known as World Savings Bank, FSB SERVICER: Wells Fargo Home Mortgage a division of Wells Fargo Bank , N.A. DATE AND PLACE OF FILING: Filed June 15, 2006, Washington County Recorder, as Document Number 3590265 LEGAL DESCRIPTION OF PROPERTY: Unit No. 104, Common Interest Community No. 248, A Condominium, Winward PROPERTY ADDRESS: 10754 Falling Water Ln Unit D, Woodbury, MN 55129 PROPERTY IDENTIFICATION NUMBER: 11.028.21.43.0089 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $278,046.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 22, 2012 Wells Fargo Bank, N.A. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3128089


1010 LG Mortgage Foreclosures

12-086121 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $420,000.00 MORTGAGOR(S): Jodi L Hunter and Craig A Hunter, wife and husband MORTGAGEE: Tradition Mortgage LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Tradition Mortgage SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed March 16, 2005, Washington County Recorder, as Document Number 3503442 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.; Dated: January 26, 2005 filed: March 16, 2005, recorded as document number 3503443; Thereafter assigned to Bank of America, National Association on December 12, 2011 and recorded on December 21, 2011 as document number 3867545. LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Waters Edge Preserve Together with a perpetual non-exclusive easement for driveway purposes over, under and across that part of said Lot 12, Block 2, Waters Edge Preserve, described as follows: Beginning at the Southwest corner of said Lot 12, (also being the Northwest corner of Lot 11); thence Easterly, along the Southerly line of Lot 12, a distance of 390 feet; thence Northerly, at a right angle, a distance of 75 feet; thence Westerly, at a right angle a distance of 340 feet, more or less, to the Westerly line of said Lot 12; thence Southwesterly, along the Westerly line of Lot 12 to the point of beginning PROPERTY ADDRESS: 23345 Itasca Avenue N, Forest Lake, MN 55025 PROPERTY IDENTIFICATION NUMBER: 02 032 21 42 0004 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $466,198.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 23, 2012 Bank of America, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3129713


1010 LG Mortgage Foreclosures

12-084866 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Jeffrey M. Gambeski, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100232301120066055 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Centennial Mortgage and Funding, Inc. SERVICER: Seterus, Inc. DATE AND PLACE OF FILING: Filed November 14, 2007, Washington County Recorder, as Document Number 3669638 ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association; Dated: June 25, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Oak Meadow PROPERTY ADDRESS: 532 9Th St Sw, Forest Lake, MN 55025 PROPERTY IDENTIFICATION NUMBER: 08.032.21.32.0065 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $197,135.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 23, 2012 Federal National Mortgage Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3130253


1010 LG Mortgage Foreclosures

12-085405 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 9, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $278,002.00 MORTGAGOR(S): Ronald T. Williams, A Single Person MORTGAGEE: Bankers Mortgage Company, LLC LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bankers Mortgage Company, LLC SERVICER: EverBank DATE AND PLACE OF FILING: Filed May 10, 2004, Washington County Recorder, as Document Number 3439779 ASSIGNMENTS OF MORTGAGE: Assigned to: Resource Bancshares Mortgage Group, Inc.; Dated: April 9, 2004 filed: May 10, 2004, recorded as document number 3439780; Thereafter assigned by Corrective Assignment of Mortgage to RBMG, Inc. dated April 9, 2004 recorded September 17, 2004 as Document No. 3467490.Thereafter assigned to Mortgage Electronic Registration Systems, Inc. dated June 21, 2007 recorded July 25, 2007 as Document No. 3653952. Thereafter assigned to EverBank dated August 22, 2012. LEGAL DESCRIPTION OF PROPERTY: Lot 49, Block 1, Eagle Valley 7th Addition PROPERTY ADDRESS: 2515 Grey Eagle Dr, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 14-028-21-41-0061 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $236,062.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 23, 2012 EverBank Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3130286


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,440.00 MORTGAGOR(S): James G. Brier and Anne Brier, husband and wife MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: August 23, 2005 Washington County Recorder Document Number: 3534410 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-Through Certificates, Series NC 2005-HE8 Dated: July 28, 2011 Recorded: August 10, 2011 Washington County Recorder Document Number: 3850378 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 8360 Isle Ave S, Cottage Grove, MN 55016-3241 Tax Parcel ID Number: 16-027-21-14-0047 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Thompson Grove Estates 12th Addition, Washington County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $274,690.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 12, 2013, or the next business day if April 12, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-Through Certificates, Series NC 2005-HE8 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021626F04 Published in the FOREST LAKE TIMES August 30, September 6, 13, 20, 27, October 4, 2012 3130355


1010 LG Mortgage Foreclosures

12-085605 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $241,570.00 MORTGAGOR(S): Hosie L. Gullette AKA Hosie L. Gullette, Jr. and Chaimie A. Olson, Both Single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100419600000162339 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Ascent Home Loans, Inc. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed March 13, 2008, Washington County Recorder, as Document Number 3684071 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP; Dated: October 7, 2011 filed: October 25, 2011, recorded as document number 3859382 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 1, Heritage Estates Addition PROPERTY ADDRESS: 8814 91St Street S, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 21.027.21.11.0029 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $271,912.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 22, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 6, 13, 20, 27 October 4, 11, 2012 3127862


1010 LG Mortgage Foreclosures

11-074384 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 6, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,400.00 MORTGAGOR(S): Lawrence M. Maslowski and Dawn M. Maslowski, husband and wife MORTGAGEE: U.S. Bank National Association ND LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: U.S. Bank National Association ND SERVICER: America's Servicing Company DATE AND PLACE OF FILING: Filed November 4, 2005, Washington County Recorder, as Document Number 3549431 ASSIGNMENTS OF MORTGAGE: Assigned to: New Century Mortgage Corporation; Dated: May 8, 2012 filed: May 31, 2012, recorded as document number 3890680; thereafter assigned to US Bank National Association, as Trustee for Securitized Asset Backed Receivables LLC Trust 2006-NC2, Mortgage Pass-Through Certificates, Series 2006-NC2 dated July 13, 2012 and recorded on July 23, 2012 as document number 3898158. LEGAL DESCRIPTION OF PROPERTY: Lot 21, and all that part of Lots 20, lying Easterly of the West 9.00 feet thereof, all in Block 10, McKenty's Addition PROPERTY ADDRESS: 15056 63Rd St N, Oak Park Heights, MN 55082 PROPERTY IDENTIFICATION NUMBER: 34.030.20.32.0099 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $200,977.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 25, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 24, 2012 US Bank National Association, as Trustee for Securitized Asset Backed Receivables LLC Trust 2006-NC2, Mortgage Pass-Through Certificates, Series 2006-NC2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 6, 13, 20, 27 October 4, 11, 2012 3131283


1010 LG Mortgage Foreclosures

12-083423 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $106,500.00 MORTGAGOR(S): Kenneth D. Wagner Jr. and Diane M. Wagner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0003870983-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: America's Wholesale Lender SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed August 10, 2004, Washington County Registrar of Titles, as Document Number 1148139 ASSIGNMENTS OF MORTGAGE: Assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP; Dated: March 20, 2012 filed: April 3, 2012, recorded as document number 1212528 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Ten (10), Thompson's Grove 8th Addition, Washington County, Minnesota REGISTERED PROPERTY PROPERTY ADDRESS: 8015 Hadley Ave S, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 18.027.21.11.0043 Cert No. 34336 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $75,756.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 27, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 6, 13, 20, 27, October 4, 11, 2012 3131700


1010 LG Mortgage Foreclosures

12-080812 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,000.00 MORTGAGOR(S): Timothy Conley, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000269-0003128366-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed June 17, 2010, Washington County Recorder, as Document Number 3795383 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: March 4, 2012 filed: March 30, 2012, recorded as document number 3881698 LEGAL DESCRIPTION OF PROPERTY: Unit No. 306, Common Interest Community Number 185, A Condominium, Creekview, Third Supplemental PROPERTY ADDRESS: 13377 Europa Ct N Unit 10, Hugo, MN 55038 PROPERTY IDENTIFICATION NUMBER: 30 031 21 42 0025 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $152,022.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 27, 2012 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 6, 13, 20, 27 October 4, 11, 2012 3132935


1010 LG Mortgage Foreclosures

11-073889 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 11, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Damian A. Steele, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100052614957643177 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Fieldstone Mortgage Company SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed December 6, 2004, Washington County Recorder, as Document Number 3483040 ASSIGNMENTS OF MORTGAGE: Assigned to: Citibank, N.A., as Trustee for Bear Stearns Asset Backed Securities Trust 2007-2 Asset Backed Certificates, Series 2007-2; Dated: May 24, 2012 filed: June 11, 2012, recorded as document number 3892222 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 4, Thompson Grove Estates 4th Addition PROPERTY ADDRESS: 8338 88Th St S, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 16 027 21 31 0086 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $200,169.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 27, 2012 Citibank, N.A., as Trustee for Bear Stearns Asset Backed Securities Trust 2007-2 Asset Backed Certificates, Series 2007-2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 6, 13, 20, 27 October 4, 11, 2012 3133029


1010 LG Mortgage Foreclosures

12-085038 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 8, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,241.00 MORTGAGOR(S): Pete L. Alsides and Rhoda G. Alsides, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100029500017301825 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Premier Mortgage Funding, Inc. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed June 22, 2007, Washington County Recorder, as Document Number 3649372 ASSIGNMENTS OF MORTGAGE: Assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP; Dated: October 5, 2011 filed: November 7, 2011, recorded as document number 3861331 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 3, Thompson Grove Estates 11th Addition PROPERTY ADDRESS: 8631 Ironwood Avenue S, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 16.027.21.42.0049 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $277,510.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 28, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 6, 13, 20, 27 October 4, 11, 2012 3133189


1010 LG Mortgage Foreclosures

11-073610 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,500.00 MORTGAGOR(S): Lucy Marie Steiner, a single person MORTGAGEE: Generation Mortgage Company LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Generation Mortgage Company SERVICER: Dickenson Gilroy LLC DATE AND PLACE OF FILING: Filed May 14, 2008, Washington County Recorder, as Document Number 3692433 LEGAL DESCRIPTION OF PROPERTY: Lots 12, 13 and 14, Block 17, Wildwood Manor PROPERTY ADDRESS: 314 Wildwood Rd., Willernie, MN 55090 PROPERTY IDENTIFICATION NUMBER: 29 030 21 31 0173; 29 030 21 31 0174 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $96,775.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 25, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 28, 2012 Generation Mortgage Company Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 6, 13, 20, 27, October 4, 11, 2012 3135039


1010 LG Mortgage Foreclosures

12-080419 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 1, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Marcella M. Gray and Robert H. Stein, both single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100077910004258386 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Decision One Mortgage Company, LLC. SERVICER: America's Servicing Company DATE AND PLACE OF FILING: Filed September 12, 2005, Washington County Recorder, as Document Number 3538669 ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2005-7, Home Equity Pass-Through Certificates, Series 2005-7; Dated: August 4, 2009 filed: August 14, 2009, recorded as document number 3754949; and by assignment dated November 1, 2011 recorded November 4, 2011 as document number 3861219 and by corrective assignment dated July 26, 2012 recorded August 1, 2012 as document number 3899622. LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 2, Sandlewood 2nd Addition PROPERTY ADDRESS: 1099 Regency Dr, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 07.028.21.11.0069 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $209,871.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 25, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 29, 2012 US Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2005-7, Home Equity Pass-Through Certificates, Series 2005-7 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES Published in the FOREST LAKE TIMES September 6, 13, 20, 27 October 4, 11, 2012 3136202


1010 LG Mortgage Foreclosures

12-085555 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 16, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,440.00 MORTGAGOR(S): Michael M. Nelson and Nicole M. Nelson Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1002812-1075469567-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Platinum Lending Corporation SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed February 29, 2008, Washington County Recorder, as Document Number 3682207 ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing, LP; Dated: October 4, 2010 filed: October 5, 2010, recorded as document number 3810728 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 6, Woodbury Heights No. 2 PROPERTY ADDRESS: 565 Willow Lane, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 06.028.21.32.0024 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $294,767.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 29, 2012 BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 6, 13, 20, 27 October 4, 11, 2012 3136267


1010 LG Mortgage Foreclosures

12-085009 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 MORTGAGOR(S): Steven D. Bailey, an unmarried individual MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100010220012985776 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Nationwide Advantage Mortgage Company SERVICER: Nationwide Advantage Mortgage Company DATE AND PLACE OF FILING: Filed December 2, 2005, Washington County Registrar of Titles, as Document Number 1162833 ASSIGNMENTS OF MORTGAGE: Assigned to: Nationwide Advantage Mortgage Company; Dated: June 29, 2012 filed: July 24, 2012, recorded as document number 1214861 LEGAL DESCRIPTION OF PROPERTY: Lot 43, Block 1, Lakeview Townhomes of Woodbury 2nd Addition, Common Interest Community No. 115, A planned community REGISTERED PROPERTY PROPERTY ADDRESS: 6153 A Tahoe Cir, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 18.028.21.32.0156 Cert No. 53302 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $156,598.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 25, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 29, 2012 Nationwide Advantage Mortgage Company Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 6, 13, 20, 27 October 4, 11, 2012 3136317


1010 LG Mortgage Foreclosures

11-076427 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 28, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,000.00 MORTGAGOR(S): Kao Chang, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020000450659762 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed April 23, 2008, Washington County Recorder, as Document Number 3689565 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: September 22, 2009 filed: September 25, 2009, recorded as document number 3760802 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Forty-five (45) of Town of Newport, according to the plat thereof on file and of record in the office of the Register of Deeds, Washington County, Minnesota. AND, also all that part of the Southwest Quarter of Southwest Quarter (SW1/4 of SW1/4) of Section Thirty-six (36), Township Twenty-eight (28), Range Twenty-two (22), designated on the plat of Brown's Addition to Newport as Tract "I", (except the West one hundred sixty (160) feet thereof,) and except that part thereof conveyed in Book 171 of Deeds, page 266, and described as: Commencing at the Northeast corner of Lot One (1), Block Forty-five (45) Town of Newport, and running thence North along the Easterly boundary line of said Block 1 of Brown's Addition to Newport aforesaid a distance of fifty (50) feet to the point of beginning; thence North along the Easterly boundary line of said Block 1 a distance of Ninety-five (95) feet, more or less, to the Southeast corner of Lot One (1), Block Twenty-three (23), Brown's Addition to Newport aforesaid, thence West along the boundary line between said Block Twenty-three (23) and Block 1, a distance of One hundred forty (140) feet to a point; thence South and parallel to the Easterly Boundary Line of said Block 1 a distance of Ninety-five (95) feet Two and One Half (2 1/2) inches to a point; thence East and parallel to the Northern boundary line of said Block 1 a distance of One hundred forty (140) feet to the point of beginning according to the United States Government Survey thereof and situate in Washington County, Minnesota. PROPERTY ADDRESS: 635 5Th Ave, Newport, MN 55055 PROPERTY IDENTIFICATION NUMBER: 01.027.22.22.0029 and 36.028.22.33.0001 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $194,695.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 26, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 24, 2012 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 13, 20, 27 October 4, 11, 18, 2012 3131579


1010 LG Mortgage Foreclosures

12-081780 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 4, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $266,400.00 MORTGAGOR(S): Christine E. Hlavac fka Christine E. Wermager and Paul G. Hlavac, Wife and Husband MORTGAGEE: TCF Mortgage Corporation DATE AND PLACE OF FILING: Filed May 6, 2003, Washington County Recorder, as Document Number 3334248 MORTGAGE ORIGINATOR: Not Applicable SERVICER: GMAC Mortgage, LLC LENDER: TCF Mortgage Corporation LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, Creekview Preserve 3rd Addition STREET ADDRESS OF PROPERTY: 15865 Fenway Avenue North, Hugo, MN 55038 COUNTY IN WHICH PROPERTY IS LOCATED: Washington TAX PARCEL IDENTIFICATION NUMBER: 17.031.21.22.0034 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $223,291.71 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 25, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 28, 2012 TCF National Bank successor by merger to TCF Mortgage Corporation Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 13, 20, 27, October 4, 11, 18, 2012 3133141


1010 LG Mortgage Foreclosures

12-082949 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 1, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,296.00 MORTGAGOR(S): Tiffany K. Olsen and Stephen E. Olsen, Wife and Husband MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed October 19, 2006, Washington County Recorder, as Document Number 3611759 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA successor by merger to Wells Fargo Home Mortgage, Inc.; Dated: May 31, 2007 filed: June 27, 2007, recorded as document number 3649886 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, Strate's Farm 1st Addition PROPERTY ADDRESS: 7826 Dunmore Road, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 17.028.21.11.0147 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $158,363.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 25, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 31, 2012 Wells Fargo Bank, NA successor by merger to Wells Fargo Home Mortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 13, 20, 27, October 4, 11, 18, 2012 3140470


1010 LG Mortgage Foreclosures

12-085484 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,000.00 MORTGAGOR(S): Clyde E. Eklund and Marilyn W. Eklund, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001337-0002009217-0 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Countrywide Bank, N.A. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed April 4, 2007, Washington County Recorder, as Document Number 3637675 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP; Dated: June 4, 2012 filed: June 13, 2012, recorded as document number 3892771 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 21, Common Interest Community Number 132, Pointe at Eagle Valley PROPERTY ADDRESS: 10373 Eagle Pointe Trail, Woodbury, MN 55129 PROPERTY IDENTIFICATION NUMBER: 23.028.21.21.0079 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $289,846.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 30, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 30, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 31, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 13, 20, 27, October 4, 11, 18, 2012 3140611


1010 LG Mortgage Foreclosures

12-084616 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $349,125.00 MORTGAGOR(S): Thomas M. Donohue and Joanne M. Donohue, husband and wife MORTGAGEE: Financial Freedom Senior Funding Corporation, a Subsidiary of IndyMac Bank, F.S.B. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Financial Freedom Senior Funding Corporation, a Subsidiary of IndyMac Bank, F.S.B. SERVICER: OneWest Bank, FSB (d/b/a Financial Freedom, a division of OneWest Bank, FSB) DATE AND PLACE OF FILING: Filed August 25, 2005, Washington County Recorder, as Document Number 3535329 ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. ("MERS"), a Delaware Corporation, ist successors or assigns, as nominee for Financial Freedom Acquisition LLC; Dated: May 1, 2009 filed: October 12, 2009, recorded as document number 3762802; Thereafter assigned to OneWest Bank, FSB dated August 15, 2012. LEGAL DESCRIPTION OF PROPERTY: That part of the East 1/2 of the Northeast 1/4 of Section 32, Township 28, Range 21, Washington County, Minnesota described as follows: To-wit: Beginning at a point on the east line thereof 952.5 feet south from the northeast corner thereof; thence west parallel to the north line of said Northeast 1/4, 433 feet; thence south parallel to said east line 200 feet; thence east parallel to said north line 433 feet to the east line thereof; thence north on said east line 200 feet to the point of beginning PROPERTY ADDRESS: 5200 Radio Drive, Woodbury, MN 55129 PROPERTY IDENTIFICATION NUMBER: 32 028 21 11 0005 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $199,735.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 25, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 31, 2012 OneWest Bank, FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 13, 20, 27, October 4, 11, 18, 2012 3140806


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 24, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $265,083.00 MORTGAGOR(S): Thomas E. Ohlson and Julie M. Ohlson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Summit Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 10, 2010 Washington County Recorder Document Number: 3821180 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: May 10, 2012 Recorded: May 17, 2012 Washington County Recorder Document Number: 3888917 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061907000186957 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 15020 220th St N, Scandia, MN 55073-9449 Tax Parcel ID Number: 11-032-20-43-0005 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), Rockin' R Ridge, Washington County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $271,219.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025983F01 Published in the FOREST LAKE TIMES September 13, 20, 27, October 4, 11, 18, 2012 3142679


1010 LG Mortgage Foreclosures

12-085276 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 7, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,000.00 MORTGAGOR(S): Kent J. Houghtaling and Margaret A. Houghtaling, husband and wife MORTGAGEE: Ameriquest Mortgage Company LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Ameriquest Mortgage Company SERVICER: HSBC Consumer and Mortgage Lending DATE AND PLACE OF FILING: Filed March 9, 2004, Washington County Recorder, as Document Number 3427903 ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.; Dated: February 17, 2004 filed: June 27, 2005, recorded as document number 3522124; Thereafter assigned to HSBC Bank USA, N.A. dated June 20, 2012 recorded June 22, 2012 as document no. 3894126. LEGAL DESCRIPTION OF PROPERTY: Lying and being located in the City of Woodbury, County of Washington, State of Minnesota; all that certain parcel or tract of land known as: Apartment No. 35K, of Building Number 9, Apartment Ownership Number 3, Sundown Condominium, Gatsby Section, Located on Lot 1, Block 2, Sundown PROPERTY ADDRESS: 232 Cambria Court, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 05 028 21 13 0045 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $125,650.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 1, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 1, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 5, 2012 HSBC Bank USA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 13, 20, 27, October 4, 11, 18, 2012 3144431


1010 LG Mortgage Foreclosures

12-086193 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 8, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,916.00 MORTGAGOR(S): Margaret E. Menker, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100055401209598723 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: IndyMac Bank, F.S.B. SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed May 20, 2005, Washington County Recorder, as Document Number 3515234 ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2005-B, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2005-B under the Pooling and Servicing agreement dated June 1, 2005; Dated: October 18, 2010 filed: October 26, 2010, recorded as document number 3813866 LEGAL DESCRIPTION OF PROPERTY: Unit No. 102, Common Interest Community Number 210, a condominium, The Gables at Victor Gardens Fourth Supplemental PROPERTY ADDRESS: 4323 Victor Path Unit 3, Hugo, MN 55038 PROPERTY IDENTIFICATION NUMBER: 19.031.21.23.0129 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $276,600.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 1, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 1, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 7, 2012 Deutsche Bank National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2005-B, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2005-B under the Pooling and Servicing agreement dated June 1, 2005 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 13, 20, 27, October 4, 11, 18, 2012 3147686


1010 LG Mortgage Foreclosures

PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,150.00 MORTGAGOR(S): Maria Elizondo, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-5000207713-0 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan. DATE AND PLACE OF FILING: Washington County Minnesota, Recorder , on April 24, 2006, as Document No. 3580501. ASSIGNED TO: HSBC Bank USA, National Association, as Trustee for ACE Securities Corp. Home Equity Loan Trust, Series 2006-FM1, Asset Backed Pass-Through Certificates Dated: June 18, 2012 , and recorded July 2, 2012 by Document No. 3895231 . LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Townhomes of Bald Eagle Lake , CIC No 164, Washington County, Minnesota . PROPERTY ADDRESS: 4925 132ND WY, Hugo, MN 55038 PROPERTY I.D: 30-031-21-43-0037 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Two Thousand Seven Hundred Twenty-Five and 62/100 ($172,725.62) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 10, 2012 PLACE OF SALE: Sheriff`s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2013, or the next business day if March 10, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 26, 2012 HSBC Bank USA, National Association, as Trustee for ACE Securities Corp. Home Equity Loan Trust, Series 2006-FM1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00519-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4274526 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for September 10, 2012 at 10:00 AM , has been postponed to October 15, 2012 at 10:00 AM, located at Sheriff`s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN, Washington Minnesota Dated: September 10, 2012 HSBC Bank USA, National Association, as Trustee for ACE Securities Corp. Home Equity Loan Trust, Series 2006-FM1, Asset Backed Pass-Through Certificates Jennifer K Fischer (0311248) Attorneys for HSBC Bank USA, National Association, as Trustee for ACE Securities Corp. Home Equity Loan Trust, Series 2006-FM1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 12MN00519-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4296373 Published in the FOREST LAKE TIMES September 20, 2012 3141619


1010 LG Mortgage Foreclosures

12-085939 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 6, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,100.00 MORTGAGOR(S): Linda M Smieja, a single person MORTGAGEE: Twin City Co-ops Federal Credit Union LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Twin City Co-ops Federal Credit Union SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed December 28, 2006, Washington County Recorder, as Document Number 3622697 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: December 6, 2006 filed: December 28, 2006, recorded as document number 3622698 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Oakdale Ponds Second Addition PROPERTY ADDRESS: 2331 Grange Ave N, Oakdale, MN 55128 PROPERTY IDENTIFICATION NUMBER: 19.029.21.42.0021 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $152,379.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 6, 2013. Dated: September 5, 2012 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 20, 27, October 4, 11, 18, 25, 2012 3143991


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $680,000.00 MORTGAGOR(S): Jason A. Pieper and Stacy M. Pieper, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Partners Mortgage, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 16, 2005 Washington County Recorder Document Number: 3539876 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: May 20, 2011 Recorded: June 15, 2011 Washington County Recorder Document Number: 3844615 And assigned to: Aurora Bank FSB Dated: January 17, 2012 Recorded: April 18, 2012 Washington County Recorder Document Number: 3884458 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-1001500772-5 Lender or Broker: Partners Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 11860 Irish Ave N, Grant, MN 55082-8340 Tax Parcel ID Number: 03-030-21-12-0004 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Mann Lake Estates 3rd Addition, Washington County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $746,179.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 08, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2012, or the next business day if December 10, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 26, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020789F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 08, 2012 at 10:00 AM has been postponed to July 09, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: May 24, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 09, 2012 at 10:00 AM has been postponed to July 20, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: June 05, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 20, 2012 at 10:00 AM has been postponed to August 13, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: July 18, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2012 at 10:00 AM has been postponed to September 17, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: August 13, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2012 at 10:00 AM has been postponed to November 19, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: September 06, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020789F03 Published in the FOREST LAKE TIMES September 20, 2012 3147327


1010 LG Mortgage Foreclosures

12-086105 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Kirit Bhakta and Mrudula Bhakta AKA Mrudula K. Bhakta, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100226700000066283 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Citizens State Bank SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed April 18, 2006, Washington County Recorder, as Document Number 3579650 ASSIGNMENTS OF MORTGAGE: Assigned to: OneWest Bank, FSB dated August 23, 2012 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Knollwood 3rd Addition PROPERTY ADDRESS: 9484 Jarrod Ave S, Cottage Grove, MN 55016 PROPERTY IDENTIFICATION NUMBER: 22.027.21.23.0109 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $186,041.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 8, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 7, 2012 OneWest Bank, FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 20, 27, October 4, 11, 18, 25, 2012 3147564


1010 LG Mortgage Foreclosures

12-084819 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $331,200.00 MORTGAGOR(S): David Mesler and Mary P. Mesler AKA Mary Pat Mesler, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0003873710-8 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Countrywide Home Loans, Inc. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed February 8, 2005, Washington County Recorder, as Document Number 3496959 ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2004-28CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-28CB; Dated: May 23, 2012 filed: June 4, 2012, recorded as document number 3891232 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 13, Stonemill Farms 2nd Addition PROPERTY ADDRESS: 2306 Wildflower Lane, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 13.028.21.24.0032 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $308,700.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 6, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 7, 2012 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2004-28CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-28CB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 20, 27, October 4, 11, 18, 25, 2012 3147591


1010 LG Mortgage Foreclosures

11-079925 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 3, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,200.00 MORTGAGOR(S): Kris R. Krueger, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000269-0012094994-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage SERVICER: Seterus, Inc. DATE AND PLACE OF FILING: Filed July 6, 2007, Washington County Registrar of Titles, as Document Number 1178610 ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association; Dated: January 18, 2012 filed: March 1, 2012, recorded as document number 1211838 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Pheasant Run 3rd Addition REGISTERED PROPERTY PROPERTY ADDRESS: 321 7nd St N, Mahtomedi, MN 55115 PROPERTY IDENTIFICATION NUMBER: 29-030-21-44-0050 Cert No. 64378 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $196,521.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 8, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 7, 2012 Federal National Mortgage Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 20, 27, October 4, 11, 18, 25, 2012 3147690


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 MORTGAGOR(S): Glen E. Mattox and Becky A. Mattox, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for East Metro Mortgage, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: February 13, 2008 Washington County Recorder Document Number: 3680418 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 05, 2012 Recorded: July 27, 2012 Washington County Recorder Document Number: 3898972 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000906293 Lender or Broker: East Metro Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage, a division of U.S. Bank National Association Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 6974 Courtly Rd, Woodbury, MN 55125-2949 Tax Parcel ID Number: 18-028-21-14-0100 18-028-21-14-0103 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Haze Gardens, Washington County; and an undivided 1/3 interest in Outlot A, Haze Gardens, Washington County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $566,562.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 14, 2013, or the next business day if March 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 02, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009838F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 14, 2012 at 10:00 AM has been postponed to October 01, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: September 07, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009838F01 Published in the FOREST LAKE TIMES September 20, 2012 3147901


1010 LG Mortgage Foreclosures

12-084706 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $106,000.00 MORTGAGOR(S): Fay L. Humphreys, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100154060000023511 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: American Residential Mortgage, L.P, a Limited Partnership SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed September 11, 2003, Washington County Recorder, as Document Number 3372058 ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.; Dated: June 18, 2010 filed: June 29, 2010, recorded as document number 3796663 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Foxborough Place Second Addition PROPERTY ADDRESS: 1237 Hilo Ave N, Oakdale, MN 55128 PROPERTY IDENTIFICATION NUMBER: 29 029 21 42 0225 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $82,638.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 8, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 10, 2012 CitiMortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 20, 27, October 4, 11, 18, 25, 2012 3148244


1010 LG Mortgage Foreclosures

12-085940 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,640.00 MORTGAGOR(S): Encarnacion Esquivel and Maria Isabel Garcia De Esquivel, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001752-0000308814-6 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: MILA, Inc. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed November 9, 2006, Washington County Registrar of Titles, as Document Number 1172351 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association, as Trustee for the holders of the Deutsche Alt-A Securities, Inc., Mortgage Loan Trust, Mortgage Pass-Through Certificates Series 2006-AR6; Dated: May 18, 2012 filed: May 30, 2012, recorded as document number 1213721 LEGAL DESCRIPTION OF PROPERTY: Lots Seven (7), Eight (8), and the North Twenty (20) feet of Lot Nine (9), Block Sixty-Six (66), Division No. 2 of St. Paul Park REGISTERED PROPERTY PROPERTY ADDRESS: 825 3rd Street, Saint Paul Park, MN 55071 PROPERTY IDENTIFICATION NUMBER: 12 027 22 24 0078 Cert. No. 63451 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $180,425.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 1, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 1, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 10, 2012 HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE DEUTSCHE ALT-A SECURITIES, INC. MORTGAGE LOAN TRUST, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-AR6 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 20, 27, October 4, 11, 18, 25, 2012 3148741


1010 LG Mortgage Foreclosures

12-085761 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 28, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,130.00 MORTGAGOR(S): Joan M. Harmon, single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001391-0501237752-8 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Residential Mortgage Group, a Division of Interbank, FSB SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed February 2, 2010, Washington County Recorder, as Document Number 3778086 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: March 6, 2012 filed: March 8, 2012, recorded as document number 3878423 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Generation Acres, Common Interest Community No. 285 PROPERTY ADDRESS: 14893 N Generation Avenue, Hugo, MN 55038 PROPERTY IDENTIFICATION NUMBER: 20.031.21.11.0104 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $148,601.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 8, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 10, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 20, 27, October 4, 11, 18, 25, 2012 3149174


1010 LG Mortgage Foreclosures

PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,010.00 MORTGAGOR(S): Michael Ettesvold, a single person and Shannon Moreno aka Shannon M. Moreno, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment and Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-3000186685-7 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment and Loan. DATE AND PLACE OF FILING: Washington County Minnesota, Recorder , on July 10, 2006, as Document No. 3594721. ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2006, GSAMP Trust 2006-FM2, Mortgage Pass-Through Certificates, Series 2006-FM2 Dated: June 18, 2012 , and recorded July 5, 2012 by Document No. 3895565 . LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Birch Tree Ponds 4th Addition, Washington County, Minnesota. PROPERTY ADDRESS: 5900 135th St N, Hugo, MN 55038 PROPERTY I.D: 29-031-21-13-0057 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Ninety-Three Thousand Six Hundred Twenty-Two and 67/100 ($293,622.67) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 10, 2012 PLACE OF SALE: Sheriff`s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2013, or the next business day if March 10, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 26, 2012 Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2006, GSAMP Trust 2006-FM2, Mortgage Pass-Through Certificates, Series 2006-FM2 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00532-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4274540 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for September 10 2012 at 10:00 AM , has been postponed to October 8, 2012 at 10:00 AM, located at Sheriff`s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN, Washington Minnesota Dated: September 10, 2012 Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2006, GSAMP Trust 2006-FM2, Mortgage Pass-Through Certificates, Series 2006-FM2 Jennifer K Fischer (0311248) Attorneys for Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2006, GSAMP Trust 2006-FM2, Mortgage Pass-Through Certificates, Series 2006-FM2 Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 12MN00532-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4299914 Published in the FOREST LAKE TIMES September 20, 2012 3149485


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,320.00 MORTGAGOR(S): Stacy L. Sinclair, and Christopher M. Sinclair, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC, its successors and assigns. DATE AND PLACE OF RECORDING: Recorded: September 23, 2005 Washington County Recorder Document Number: 3541586 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2005-IM3 Dated: November 30, 2011 Recorded: December 13, 2011 Washington County Recorder Document Number: 3866196 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910004700296 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 1870 Donegal Dr Unit # 7, Woodbury, MN 55125-9455 Tax Parcel ID Number: 09.028.21.43.0044 LEGAL DESCRIPTION OF PROPERTY: Unit No. 115, Condominium No. 64, Pinecrest Villas of Woodbury, a condominium, Tenth Supplemental Condominium Plat, Washington County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,181.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2012, or the next business day if October 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 01, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-IM3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023996F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 13, 2012 at 10:00 AM has been postponed to May 14, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: March 19, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-IM3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2012 at 10:00 AM has been postponed to June 14, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: April 13, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-IM3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 14, 2012 at 10:00 AM has been postponed to September 12, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: May 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-IM3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 12, 2012 at 10:00 AM has been postponed to October 12, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: September 10, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-IM3 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023996F01 Published in the FOREST LAKE TIMES September 20, 2012 3150135


1010 LG Mortgage Foreclosures

12-085494 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 22, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $95,750.00 MORTGAGOR(S): Constance M. Campel, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000269-0014063819-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed October 29, 2003, Washington County Recorder, as Document Number 3392826 ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.; Dated: June 27, 2012 filed: June 29, 2012, recorded as document number 3894958 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, Hallmark Ponds 4th Addition PROPERTY ADDRESS: 7026 19Th St N #10, Oakdale, MN 55128 PROPERTY IDENTIFICATION NUMBER: 29.029.21.22.0126 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $86,133.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 8, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 11, 2012 CitiMortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 20, 27, October 4, 11, 18, 25, 2012 3150505


1010 LG Mortgage Foreclosures

12-085903 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,500.00 MORTGAGOR(S): Holly R. Herrig FKA Holly R. Wiertzema and Steven C. Herrig, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000389-0000548677-9 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Voyager Bank SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed December 16, 2004, Washington County Recorder, as Document Number 3486807 ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.; Dated: December 30, 2010 filed: January 27, 2011, recorded as document number 3828659 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Copper Oaks PROPERTY ADDRESS: 3181 Copper Oaks Place, Woodbury, MN 55125 PROPERTY IDENTIFICATION NUMBER: 20.028.21.12.0016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $241,127.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 8, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 12, 2012 CitiMortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the FOREST LAKE TIMES September 20, 27, October 4, 11, 18, 25, 2012 3152547


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,000.00 MORTGAGOR(S): Nou Moua, a single person and Cherney Thai Xiong aka Cherney T Xiong, a single person MORTGAGEE: Alpine Lending, LLC DATE AND PLACE OF RECORDING: Recorded: June 10, 2004 Washington County Recorder Document Number: 3445872 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 03, 2004 Recorded: October 04, 2004 Washington County Recorder Document Number: 3470477 And assigned to: Bank of New York as trustee for the Certificate Holders of CWABS 2004-BC4 Dated: April 30, 2008 Recorded: May 09, 2008 Washington County Recorder Document Number: 3691848 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910001859558 Lender or Broker: Alpine Lending, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 3254 White Oaks Ln, Woodbury, MN 55125-3994 Tax Parcel ID Number: 20.028.21.13.0029 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Watertower Place 2nd Addition, Washington County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $331,259.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 19, 2012, or the next business day if November 19, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 05, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of CWABS, Inc., asset backed Certificates, Series 2004-BC4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024599F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 18, 2012 at 10:00 AM has been postponed to June 18, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: May 07, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of CWABS, Inc., asset backed Certificates, Series 2004-BC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 18, 2012 at 10:00 AM has been postponed to July 18, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: June 06, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of CWABS, Inc., asset backed Certificates, Series 2004-BC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 18, 2012 at 10:00 AM has been postponed to August 17, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: July 06, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of CWABS, Inc., asset backed Certificates, Series 2004-BC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 17, 2012 at 10:00 AM has been postponed to September 18, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: July 27, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of CWABS, Inc., asset backed Certificates, Series 2004-BC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 18, 2012 at 10:00 AM has been postponed to October 18, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: September 11, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of CWABS, Inc., asset backed Certificates, Series 2004-BC4 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024599F01 Published in the FOREST LAKE TIMES September 20, 2012 3152572


1010 LG Mortgage Foreclosures

12-082786 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $330,530.00 MORTGAGOR(S): Kenneth J. Halford, and Celeste Halford, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0004285006-1 LENDER: Countrywide Home Loans, Inc. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed January 7, 2005, Washington County Recorder, as Document Number 3490876 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A. Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP; Dated: October 26, 2011 filed: November 9, 2011, recorded as document number 3861587 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 18, Stonemill Farms 2nd Addition PROPERTY ADDRESS: 11394 Eagle View Terrace, Woodbury, MN 55129 PROPERTY IDENTIFICATION NUMBER: 13.028.21.31.0014 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $323,744.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on January 7, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: May 15, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 5, 2012, at 10:00 AM, has been postponed to August 13, 2012, at 10:00 AM, located at Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by February 13, 2013 at 11:59 PM. Dated: July 3, 2012. BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2012, at 10:00 AM, has been postponed to September 13, 2012, at 10:00 AM, located at Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by March 13, 2013 at 11:59 PM. Dated: August 13, 2012. BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 13, 2012, at 10:00 AM, has been postponed to October 15, 2012, at 10:00 AM, located at Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by April 15, 2013 at 11:59 PM. Dated: September 13, 2012. BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the FOREST LAKE TIMES September 20, 2012 3153454


1010 LG Mortgage Foreclosures

12-082410 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,600.00 MORTGAGOR(S): Joseph Randall Yeary a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100055401241784604 LENDER: IndyMac Bank, F.S.B. SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed September 27, 2006, Washington County Registrar of Titles, as Document Number 1171125 ASSIGNMENTS OF MORTGAGE: Assigned to: OneWest Bank, FSB; Dated: March 23, 2012 LEGAL DESCRIPTION OF PROPERTY: All that part of Lot No. Four (4), Block No. Three (3), Lake Elmo Park, in the Village of Lake Elmo, Minnesota, described as follows: Commence at the Northeast corner of Lot No. Four (4), Block No. Three (3), of Lake Elmo Park; thence Southwesterly along the North line of said Lot No. Four (4) for One hundred thirty and eighty-two one-hundredths (130.82) feet; thence South and parallel with the East line of said Lot No. Four (4) for One Hundred fifty-three and ninety two one-hundredths (153.92) feet to the point of beginning of this description; thence continuing South and parallel with said East line of Lot No. Four (4) for one hundred thirty-three (133) feet; thence West at right angle for one hundred six and ninety-six one-hundredths (106.96) feet; thence North and parallel with said East line of Lot No. Four (4) for One hundred thirty-three (133) feet; thence East at right angle for One hundred six and ninety-six one-hundredths (106.96) feet to the point of beginning. AND Commence at the Northeast corner of Lot 4, Block 3, of Lake Elmo Park; thence Southwesterly along the North line of said Lot 4 for 20.96 feet; thence South and parallel with the East line of said Lot 4 for 219.92 feet to the point of beginning of this description; thence continuing South along said parallel line with East line of Lot 4 for 100 feet; thence West at right angle for 105 feet; thence North at right angle for 100 feet; thence East at right angle for 105 feet to the point of beginning. Also an easement for ingress and egress over and across a 20 foot strip, the East line of which is described as beginning at the Northeast corner of Lot 4, Block 3, Lake Elmo Park, and running Southerly to a point due East of the Southeast corner of the above described tract. REGISTERED PROPERTY PROPERTY ADDRESS: 10906 33rd Street Ln N, Lake Elmo, MN 55042 PROPERTY IDENTIFICATION NUMBER: 14 029 21 41 0015; 14 029 21 41 0019 Cert. No. 63272 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $257,714.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 13, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 19, 2012 OneWest Bank, FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 13, 2012, at 10:00 AM, has been postponed to October 19, 2012, at 10:00 AM, located at Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by April 19, 2013 at 11:59 PM. Dated: September 13, 2012. OneWest Bank, FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the FOREST LAKE TIMES September 20, 2012 3153665


1010 LG Mortgage Foreclosures

12-083121 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 31, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $102,000.00 MORTGAGOR(S): Gwendolyn Strong, a married person MORTGAGEE: CitiMortgage, Inc., as successor in interest to ABN AMRO Mortgage Group, Inc. LENDER: CitiMortgage, Inc., as successor in interest to ABN AMRO Mortgage Group, Inc. SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed March 16, 2001, Washington County Recorder, as Document Number 3147168 LEGAL DESCRIPTION OF PROPERTY: Lot 1 and 2, Block 8, Hugo PROPERTY ADDRESS: 5543 146Th St N, Hugo, MN 55038 PROPERTY IDENTIFICATION NUMBER: 20-031-21-23-0050 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $86,026.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 2, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 4, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 7, 2012 CitiMortgage, Inc. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 2 2012, at 10:00 AM, has been postponed to September 13, 2012, at 10:00 AM, located at Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by March 13, 2013 at 11:59 PM. Dated: July 27, 2012. CitiMortgage, Inc. Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 13, 2012, at 10:00 AM, has been postponed to October 17, 2012, at 10:00 AM, located at Law Enforcement Center, 15015 62nd Street N, Stillwater, MN 55082, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by April 17, 2013 at 11:59 PM. Dated: September 13, 2012. CitiMortgage, Inc. Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Mortgagee Published in the FOREST LAKE TIMES September 20, 2012 3153853


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,400.00 MORTGAGOR(S): Chia Xiong and Strawberry Xiong MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: July 07, 2005 Washington County Recorder Document Number: 3524241 ASSIGNMENTS OF MORTGAGE: And assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE GSAA HOME EQUITY TRUST 2005-10, ASSET-BACKED CERTIFICATES, SERIES 2005-10 Dated: April 12, 2012 Recorded: June 19, 2012 Washington County Recorder Document Number: 3893432 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 1776 Hale Ave N, Oakdale, MN 55128-5415 Tax Parcel ID Number: 29.029.21.22.0081 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Hallmark Ponds 4th Addition, Washington County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,125.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 21, 2013, or the next business day if March 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 09, 2012 ASSIGNEE OF MORTGAGEE: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE BENEFIT OFTHE CERTIFICATEHOLDERS OF THE GSAA HOME EQUITY TRUST 2005-10, ASSET-BACKED CERTIFICATES, SERIES 2005-10 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012608F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 21, 2012 at 10:00 AM has been postponed to October 22, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: August 29, 2012 ASSIGNEE OF MORTGAGEE: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE GSAA HOME EQUITY TRUST 2005-10, ASSET-BACKED CERTIFICATES, SERIES 2005-10 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012608F02 Published in the FOREST LAKE TIMES September 20, 2012 3154601


1010 LG Mortgage Foreclosures

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of Bridle Pass Townhomes Homeowners' Association (hereinafter the A Declaration@) recorded in the office of the County Recorder of Washington County, Minnesota as Document No. 3157453, which covers the following property: Legal Description: Lot 38, Block 1, Bridle Pass 2nd Addition, CIC No. 163 Property Address: 21145 Bridle Pass Drive, Forest Lake, Minnesota 55025 PID: 16.032.21.33.0056 THAT pursuant to said Declaration, there is claimed to be due and owing as of August 17, 2012, from James H. Speak, title holder, to Bridle Pass Townhomes Homeowners' Association, a Minnesota non-profit corporation, the amount of $3,343.75 for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owner has not been released from his financial obligation to pay said amount; THAT pursuant to the Declaration, said debt creates a lien upon said premises in favor of Bridle Pass Townhomes Homeowners' Association as evidenced by a lien statement recorded on July 10, 2012, in the office of the Washington County Recorder as Document No. 3896565; THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Washington County Sheriff's Department, 15015 62nd Street North, City of Stillwater, County of Washington, State of Minnesota, on November 7, 2012, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney's fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. ' 580.23 is May 7, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER'S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 10, 2012 BRIDLE PASS TOWNHOMES HOMEOWNERS' ASSOCIATION, Lienor By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR BRIDLE PASS TOWNHOMES HOMEOWNERS' ASSOCIATION Published in the FOREST LAKE TIMES September 20, 27, October 4, 11, 18, 25, 2012 3154700


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 05, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,320.00 MORTGAGOR(S): Scott T. Halverson and Elizabeth A. Halverson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lehman Brothers Bank, FSB, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 25, 2005 Washington County Recorder Document Number: 3535270 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: August 15, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002602479 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 6826 Sandlewood Rd, Woodbury, MN 55125-2174 Tax Parcel ID Number: 07-028-21-11-0027 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Sandlewood 2nd Addition, together with the easements and benefits set forth in Declaration Document No. 437142, Washington County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,759.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025803F01 Published in the FOREST LAKE TIMES September 20, 27, October 4, 11, 18, 25, 2012 3154853


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 2, 2007 MORTGAGORS: Charity U. Balfour and Charles O. Balfour, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:Recorded May 24, 2007, Washington County Recorder, Document No. 3645153. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500031959688 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2606 Copper Cliff Trail, Woodbury, MN 55125 TAX PARCEL I.D. #: 1802821420104 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Woodcliff 5th Addition, Washington County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,575.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $283,088.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 16, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 16, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10913 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 16, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN, in said county and state. Dated: January 16, 2 012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10913 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 29, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN, in said county and state. Dated: February 20, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10913 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 10, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN, in said county and state. Dated: April 4, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10913 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 28, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN, in said county and state. Dated: May 14, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10913 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 23, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN, in said county and state. Dated: July 10, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10913 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 18, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN, in said county and state. Dated: September 15, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10913 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the FOREST LAKE TIMES September 20, 2012 3156009


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: August 22, 2008 MORTGAGOR:Gary M. Masterman and Jeanette M. Masterman, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 29, 2008 Washington County Recorder, Document No. 3705979. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100357020050059695 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Bank, A Federal Savings Bank RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 6307 50th Street North, Oakdale, MN 55128 TAX PARCEL I.D. #: 0702921210024 and 0702921210022 LEGAL DESCRIPTION OF PROPERTY: Lot 5 and all of Lot 4, Except the East 30 feet thereof, Block 2, Furlong Addition COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$293,132.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$322,327.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _May 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 11, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-30-11006 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the FOREST LAKE TIMES September 20, 27, October 4, 11, 18, 25, 2012 3157219


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,500.00 MORTGAGOR(S): Ann M. Anderson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: July 20, 2005 Washington County Registrar of Titles Document Number: 1158694 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWALT, Inc., Alternative Loan Trust 2005-47CB, Mortgage Pass-Through Certificates, Series 2005-47CB Dated: March 29, 2012 Registered: April 10, 2012 Washington County Registrar of Titles Document Number: 1212673 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000104207 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 61496 COUNTY IN WHICH PROPERTY IS LOCATED: Washington Property Address: 3516 Genevieve Ave N, Oakdale, MN 55128-3068 Tax Parcel ID Number: 18.029.21.23.0144 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Three (3), Ashbourne, Common Interest Community No. 78, A Planned Community, Washington County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,784.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 14, 2013, or the next business day if March 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 02, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWALT, Inc., Alternative Loan Trust 2005-47CB, Mortgage Pass-Through Certificates, Series 2005-47CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025716F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 14, 2012 at 10:00 AM has been postponed to October 15, 2012 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota in said County and State. DATED: September 14, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWALT, Inc., Alternative Loan Trust 2005-47CB, Mortgage Pass-Through Certificates, Series 2005-47CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025716F01 Published in the FOREST LAKE TIMES September 20, 2012 3157486


1045 LG Public Notices

COMFORT LAKE-FOREST LAKE WATERSHED DISTRICT NOTICE OF PUBLIC HEARING CITY OF FOREST LAKE COST-SHARE REQUEST PLEASE TAKE NOTICE that at its regular board meeting on September 27, 2012 at 6:30 p.m. in the City of Forest Lake Council Chambers, 220 North Lake Street, Forest Lake, Minnesota, the Comfort Lake Forest Lake Watershed District (CLFLWD) Board of Managers will receive public comment under Minnesota Statutes 103B.251 on the ordering of the City of Forest Lake - Hayward Ave. & North Shore Trail street water quality stormwater retrofit project. The CLFLWD's share of cost for the project will not exceed $50,000 and would be funded by general tax levy on real property within the watershed. The request/grant application can be reviewed at the District office at 220 North Lake Street, Forest Lake MN. For anyone having questions they can contact the District Office at 651-209-9753. Dated: August 27, 2012 /S/Doug Thomas Doug Thomas, Administrator Published in the FOREST LAKE TIMES September 13, 20, 2012 3133671


1045 LG Public Notices

HALLBERG MINI-STORAGE NOTICE OF SALE The following-described goods are being held on account of: Richard Greiner, Unit 674: Misc. household goods, clothing. Dionicio Pulido-Hernandez, Unit 496: Misc. household goods. Brandon Howson, Unit 522: Misc. household goods, furniture. Troy Richardson, Unit 748: Misc. household goods, furniture, toys. Such goods will be sold by auction at Hallberg Mini-Storage, Wyoming, MN on September 20, 2012. Viewing and Verbal bidding will be unit by unit at 9:00am. Published in the FOREST LAKE TIMES September 13, 20, 2012 3143551


1045 LG Public Notices

HALLBERG MINI-STORAGE NOTICE OF SALE The following-described goods are being held on account of: Linda Akinney, Unit 876: Misc. household goods. Okunlola Jimi Davies, Unit 141: Misc. household goods, furniture. Lisa LeBow, Unit 74: Misc. household goods. Such goods will be sold by auction at Hallberg Mini-Storage, Forest Lake, MN on September 20, 2012. Viewing and Verbal bidding will be unit by unit at 10:00am. Published in the FOREST LAKE TIMES September 13, 20, 2012 3143605


1045 LG Public Notices

NOTICE OF SALE NOTICE IS HEREBY GIVEN That the following items will be sold the 28th day of September, 2012, at ten o'clock a.m. at 20335 Forest Boulevard North, Forest Lake, County of Washington, State of Minnesota, to pay and satisfy liens which are claimed to be due to McCULLOUGH MINI STORAGE at 20335 Forest Boulevard North, Forest Lake, MN 55025 (651) 464-3939 for storage charges and further to satisfy the costs of such sale as allowed by Minnesota Statutes on the following described items from the owner thereof in the sum indicated as follows, to-wit: Cherre Henderson, 112,Household Goods, Furniture, Mattresses and Books,$185.00-Storage Fees John's Classic Car Repair,2,61Shelves, Gas Cans, Cabinets, Mattress,$365.00-Storage Fees Shari Paulson,76,Furniture, Air Cleaner, Hutch, Pictures and Household Items,$217.00-Storage Fees Timothy Sourivang,183, Bed, Video, Lamp, Printer, Video Rocker, Antique Furniture, Wet Vac, $290.00-Storage Fees Dave Vogt,3,Headboard, Dresser, Punching Bag, Household Items,$440.00-Storage Fees Dennis Walsh,419,Metal Shelves, Motor, Washer & Dryer, Boat Motor, Furniture, Tires,$415.00-Storage Fees Forest Wilkinson,413,Trailer Tire, Paint, Household Stuff, Shelves, $345.00-Storage Fees DATED: August 20, 2012 MILLER & STEVENS, P.A By: /s/ Thomas F. Miller Thomas F. Miller (#0155676) J. Vincent Stevens (#0325211) Attorney for McCullough Mini Storage Miller & Stevens, P.A. 26357 Forest Boulevard, Suite 6 P.O. Box 807 Wyoming, MN 55092 Phone: 651-462-0206 Fax: 651-462-3309 Published in the FOREST LAKE TIMES September 20, 27, 2012 3154857


1045 LG Public Notices

NOTICE OF SALE AND DISPOSAL OF PROPERTY AT FREEWAY MINI-STORAGE, 14474 WEST FREEWAY DRIVE FOREST LAKE, MINNESOTA (651) 982-9999 Property will be sold at a live public auction at 11:00 AM on October 12th, 2012 The description of the goods and name of the person(s) whose property is to be sold is as follows: James Sacchetti: unit #461 Misc household & garage items, bar stool, plastic bins, shelves, cabinets, suitcase. Unit #500 garage & household misc. Snow shovels, pitch forks, lawn chairs, bench, garden hose, metal shelf & locker, antique milk can. Pamela R Freeman: unit #611 Bicycles, tool box, dishes, furniture, misc house & garage items. George L Atkinson: unit #233 1986 Honda Shadow 1100 Plate #15-120MA/ VIN #1HFSC1806GA100110. Misc garage & household items. High back bar stools, furniture, wheel barrow. Summer R Lee: unit #202 Misc household, shelves, lamps, vacuum, children's items. Published in the FOREST LAKE TIMES September 20, 2012 3156815


1091 LG City of Forest Lake

2012 GENERAL ELECTION ABSENTEE VOTING All absentee voting for the General Election opens September 21st and will be provided by Washington County at the Headwaters Service Center located at 19955 Forest Road North from 8:00 a.m. to 4:30 p.m. The last day to absentee vote is November 5, 2012. To obtain an application or learn more about the process please call 651-430-6175. Chantal M. Doriott Deputy Clerk Published in the FOREST LAKE TIMES September 20, October 4, 2012 3155659


1180 LG School Dist. #831

REG. SCHOOL BOARD MTG. Sept. 6, 2012 Revised for Publication The following unapproved minutes have been revised for publication and will be approved at the next School Board Meeting. The full text is posted on the district web site, available by standard or email, and for public inspection at the school district offices during normal business hours. The reg. mtg. of the School Board of ISD #831, Forest Lk., MN, was called to order by Pres. Rapheal on 9-6-12 at 7 p.m. at the district offices. At roll call the following members were present: Kathy Bystrom, Julie Corcoran, Dan Kieger, Rob Rapheal, Gail Theisen, Erin Turner, and Supt. Dr. Linda Madsen, ex officio. Karen Morehead was absent. The meeting agenda was approved. President Rapheal announced that T. Schingen from LATV will address the Board under "Visitors". Visitors: Listening Session: Mmbrs. Bystrom and Kieger reported that most of the discussion was with Columbus 6th grade parents concerned about class sizes. T. Schingen from LATV-10 and Ranger-20 updated the School Board on their filming and broadcast schedule. Student Achievement: FLE – Principal J. Ion and ADSIS teacher E. Baxter reported on the ADSIS math program. Industrial Tech teachers M. Beukema and P. Sundblad reported on the program and curriculum of the district's Industrial Technology dept. Dr. L. Komatsu reported the results of the MCA tests. Positive Happenings: School Board Members reported on the many district events and activities they attended in the past month including many open houses and the all-staff kickoff on Aug. 28th. Reports: Mmbr. Turner reported that at the Staff Welfare committee meeting, they reviewed the Supt. evaluation as reported at the Aug. 16 School Board meeting. City Councilman M. Freer reported that the city is currently very involved in budget meetings. Supt. report – Supt. Madsen reported that student enrollment numbers are better than expected but will fluctuate, as usual, for a few weeks, we are offering 4 sections of Chinese and the new EMS course has started. Consent Agenda Items: Mmbr. Kieger moved to approve the following consent agenda items. The motion was 2nd by Mmbr. Bystrom, all members present voted aye and the motion carried. Approved Bills as of 9-6-12 totaling $1,876,095.29, broken into the following funds: Gen. fund $1,334,707.06; Food $18,556.01; Transp. $103,170.12; Comm. Serv. $57,417.47; Capital outlay $196,607.67; Trust $11,152.52; Fed. Prog. $22,063.86; Spec. Ed $132,420.58. Approved Classified Personnel: Resign – 5; Terminate – 1; Employ – 10; Transfers – 5; LOA – 1; Add'l. position - 1 Approved Licensed Personnel: LOA – 2; Cancelled 1 LOA; Changed 1 Non-Curricular Assign. Non-Curr. Assign. – 7; Resign – 1; Title I position – 8; 1 New position; Employment – 24; 1 change in contract status. Approved Assessment & Evaluation Coord. Agreement 2011-13, Approved Family Support Advocate Employment Agree. 2011-13, and the Special Ed Coord. Employment Agreement 2011-13 Minutes – Mmbr. Kieger moved to amend the 8-16-12 to say that his motion was to award Supt. Madsen 95% pay for performance (instead of the 80% as written). The motion to amend was 2nd by Mmbr. Bystrom. All members voted aye to approve the Minutes of Aug. 2 and Aug. 16, 2012 as amended. Public Affairs Officer Employment Agreement 2011-13 – Mmbr. Bystrom moved to approve this agreement but ask the Supt. to review the job title. The motion was 2nd by Mmbr. Kieger, all members voted aye and the agreement was approved. Donations: Mmbr. Turner read the following donations and moved their acceptance. The motion was 2nd by Mmbr. Bystrom, all members voted aye and the motion carried. Donations: $5,985 from Scandia Elem. Enrichment Fndn. (SEEF) for 15 iPad 2's for Scandia El.; $713.70 from the Scandia-Marine Lions for 3rd grade dictionaries for Scandia El. Word-A-Day program; $1,000 anonymously donated to fund Wyoming El. First Lego League Club; $90 from T. Fecteau for Wyoming El. Classrooms; $159 from R. & S. Larson for the ALC Art budget via Birchwood's Chow Down for Charity event; $1,000 from TEFFLA for a Century Jr. High SmartBoard; and $25 from R. & K. Boettner for the Century Jr. High field trip fund. OLD BUSINESS: None. NEW BUSINESS: Restructure committee nights – The Supt. recommended changing the format of the committee night meetings (normally held the 3rd Thurs. each mo.) to include a Board Meeting that would allow topics and reports to be more in-depth than at the regular School Board meetings. Mmbr. Turner moved to change the committee meeting structure to include a School Board Meeting. The motion was 2nd by Mmbr. Corcoran, all members voted aye and the motion carried. Pres. Rapheal directed the Supt. to structure the evening's schedule as follows: 6-7 pm for the Staff Welfare and Bldgs. & Grounds committee meetings, 7-8 pm for the Communications, Finance and Policy committee meetings, and a School Board Meeting at 8 pm. Annual Report – First reading of the Annual Report on Curr., Instr. and Student Achievement. This item will be placed on the 9-20-12 agenda for further School Board review and action. Communications received and upcoming calendar dates were reviewed. The meeting adjourned at 8:33 p.m. Published in the FOREST LAKE TIMES September 20, 2012 3154770



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